Careers at NEFCU

"When speaking to others about my job, I always tell them what a great place the credit union is to work. I can say this from the experiences I have had at NEFCU of being treated with respect and being acknowledged for the work I do here. - NEFCU Staff Member

NEFCU invites every staff member to assume the role of "Stakeholder". Our ability to continue to exceed the expectations of our members is entirely dependent on the dedication, competency and morale of those who choose to work here.

Interested in a great paying part-time or full-time job, working for a local financial services firm with an excellent reputation for price, service and simplicity? 

Mortgage Loan Servicing Specialist

88 Technology Park Way, South Burlington, VT

Hours: Monday-Friday, 8:30 am – 5:00 pm, with the possibility of overtime as circumstances demand.

Job Category: Mortgage Loan Servicing

Description:

Position description: Ensure member satisfaction meets or exceeds expectations and reduce risk to the Credit Union through timely and accurately servicing of the loan portfolio. Conduct loan servicing of mortgage loans. System software upgrade testing with a purpose to identify and document performance issues and defects in the loan software application. Specific duties include: • Loan system setup and review for accuracy of key loan fields prior to the first payment. • Handle credit bureau disputes and credit bureau file review for monthly reporting. • Administer escrow process including private mortgage insurance, hazard insurance, flood insurance and property taxes. • Track hazard insurance, flood insurance, and delinquent taxes. • Review all adjustable rate mortgage payment changes for accuracy. • Manage loan modifications, transactions, payoffs, research and maintenance via all channels. Facilitate trust certifications; partial releases; insurance damage claims. Execute all CRM Service Requests / Workflows and emails. • Review and process monthly CFPB required statements and Member statements Qualifications: • High School degree or equivalent. • Knowledge of multiple loan software systems / programs to include: PhoenixEFE, OnBase, Consumer Data Industry Association Credit Reporting Resource Guide (Metro 2), e-Oscar, MortgageBot. • Proficiency in using Office 365 (MS Word, Excel, etc.), and various websites • Ability to multi task and work under busy conditions at times. • Analytical, attention to detail, organization and time management skills required E.O.E

Mortgage Loan Assistant

141 Harvest Lane, Williston, VT (first six months at: 88 Technology Park Way, South Burlington)

Hours: 40 hour work week: 8:30am - 5:00pm, Monday - Friday, hours may be adjusted as member needs require

Job Category: Mortgage Lending

Description:

Position Description: Mortgage Loan Assistant will support the Mortgage Loan Originators by providing administrative service throughout the mortgage loan process. This position will be responsible for taking an answering all incoming calls for the team. Specific duties include: • Manages the mortgage loan application pipeline in conjunction with mortgage loan officers to achieve maximum efficiency and member/Realtor satisfaction. • Handles daily phone and e-mail volume in a timely manner providing borrowers with accurate information, schedules appointments, prepares borrower for information and documentation that will be required. • Tracks receipt of loan conditions to give Realtor status updates for appraisal contingency, financing contingency and closing date. • Provides exceptional customer service and effective communication to Realtors throughout purchase process. • Supports the Mortgage Loan Officers system updates, sets tolerances for LE and re-disclosing the Loan Estimate as required. • Participates in active dialogue and listening to understand member’s overall financial goals or objectives to present specific products and service solutions to meet their individual needs. Qualifications: • High school diploma or equivalent required. • Direct experience within mortgage arena preferred. • Basic consumer or mortgage lending knowledge preferred • Excellent interpersonal and listening skills along with strong verbal and written communications. • Ability to prioritize various demands in a fast-paced environment • Strong attention to detail, effective organizational ability and sound decision-making skills. E.O.E.

Mortgage Loan Processor

88 Technology Park Way, South Burlington, VT

Hours: Normal work hours are: 8:30am - 5:00pm, Monday - Friday

Job Category: Mortgage Lending

Description:

Position description: The Mortgage Loan Processor is responsible for obtaining the necessary information to process and complete mortgage loan files. The role verifies all documentation for accuracy and completeness while ensuring that the documents are prepared and finalized in compliance with policies and procedures. Specific duties include: • Processes and prepares closing packages for mortgage loans. • Schedules closings and provides the closing attorney with a finalized closing packet within a timely manner. • Responsible for the disbursement of mortgage loans utilizing current mortgage loan software. • Prepares loan filings for underwriting. • Sends disclosures and tracks third party services. • Requests and tracks receipt of loan conditions. • Tracks pipeline to efficiently manage rate lock expiration date, appraisal turn time, finance contingency dates and projected closing dates. • Communicates effectively with the member and mortgage personnel throughout the mortgage process within a timely and accurate fashion. • Provides back up the Mortgage Loan Phone Group by answering incoming mortgage calls, responding to inquiries and scheduling appointments for lenders. • Communicates effectively with the member throughout the mortgage loan process. Qualifications: • High School degree or equivalent. • Previous mortgage lending/processing experience and knowledge of mortgage lending regulations preferred. • Proficiency in Microsoft Excel and Word; working knowledge with loan origination and serving software desired. • Strong attention to detail, data-entry accuracy and excellent interpersonal, verbal and written skills. • Excellent organizational, listening and decision-making skills; strong customer service expertise. E.O.E

Teller I

141 Harvest Lane, Williston, VT

Hours: 40 hours a week with a rotating schedule between the hours of 8:15 AM-6:15 PM Monday through Friday and includes a rotating Saturday (9am-1pm) at least one per month. Saturdays are worked at our Harvest Lane (Williston) or St. Albans branches.

Job Category: Retail

Description:

Position description: Provides efficient, accurate, and polite service to members and follows policies and procedures while conducting transactions such as deposits and withdrawals. Establishes and maintains effective member relationships by anticipating member needs and providing service that is above the members expectations. Demonstrates personal commitment to continuously develop technical skills needed to conduct member transactions. Demonstrates empathy for member’s needs and refers members to member service staff when a financial need is discovered. Specific duties include: • Deposit and Cash Coin Slips for Member; Redeem Visa Points for members in Springboard and Phoenix; Input Savings Bond transaction; Perform general payment application to Loan Account; Process/Pay off auto and personal loans; Process cash deposits with U.S. Currency only; Deposit Checks & Specialty Checks with guidance and assistance from other Tellers, as needed. • Cash checks with guidance & assistance from experienced Tellers; Exchange foreign currency with guidance & assistance from experienced Tellers; Process Cash Advance withdrawal transaction for member; Process Line of Credit (LOC) Advance withdrawal transaction for member; Perform Cash/Currency Exchange; Run as a transaction (any amount); Conduct NON-Member Transactions; NEFCU Check (“on-us” check); Cash Advance for non-NEFCU Visa; Saving Bond redemption; Input of transaction • Balance own drawer with minimal assistance; Balance checks with minimal assistance Qualifications: • Must be at least 18 years of age. High School Diploma, GED, or equivalent • Travel to other branches in Chittenden and Franklin County may be required • Previous cash handling and customer service experience. • Strong attention to detail, trustworthiness, reliable, dependable, interpersonal savvy are all highly desired E.O.E

Teller (part time)

141 Harvest Lane, Williston

Hours: 22.5 hours a week schedule between the hours of 10:45am-3:15pm Monday through Friday.

Job Category: Retail

Description:

Position description: This position will efficiently and accurately conduct teller transaction while providing our members with exceptional customer service. Specific duties include: • Performs professional, friendly, efficient, and accurate teller transactions • Follows policies and procedures established for the teller position • Listens for and demonstrates empathy for member needs and refers to appropriate staff when financial needs are identified • Supports member inquiries through a working knowledge of financial transactions, products and services Qualifications: • Accurate cash handling skills • Proficiency with personal computers • Strong attention to detail, upholds teamwork, problem solving proficiency and exceptional verbal and written skills E.O.E

Member Service Representative III

Chittenden County

Hours: 40-hour work week between the hours of: 8am-6pm, Monday – Friday and one Saturday a month 9am-1pm.

Job Category: Retail

Description:

Position description: Provides efficient, accurate, and polite service to members and follows policies and procedures while speaking with members about their financial needs. Uncovers member financial goals through discovery conversations, while demonstrating empathy for members’ needs and referring members to specialist when member need is discovered that requires specialized assistance. Shows an understanding of how the Credit Union operates and makes decisions with the Credit Union’s best interests in mind. Seeks out opportunities to increase knowledge and skills and is open to accepting assignments that broaden capabilities. Acts as a resource for tellers and other MSRs in handling more complex member issues and lending duties. Specific duties include: • Work with members to uncover their needs and financial goals by having effective discovery conversations. Track member engagements and conversations by using the Member Engagement Tracking Tool correctly and consistently. Build lasting relationships with members by gaining their trust through meeting our commitments, showing empathy, and building rapport. • Continue to assist members with increasingly complex and difficult account issues with little to no assistance from senior staff, with a focus on Digital Products. Understand and able to work with Advanced Entity accounts, IRAs, CDs, Visa, Personal and Auto Loans. • Provide member with navigational assistance for online banking and mobile app, assist with seminar registration, updating account security as needed. • Act as a resource and explain the process of all loan applications. Assist manager and senior branch staff with end of day procedures. • Understand features of all products and services that the credit union offers and frame how these may benefit members. Qualifications: • High School Diploma, GED, or equivalent • Previous customer service experience • Financial industry experience preferred • Member focus, builds trust, judgement, initiative, interpersonal and technical savvy highly desirable. EOE

Interested candidates should apply via nefcu.com by clicking on “Apply for this Position” (see above) to start the online application process. When you apply, please submit an up to date resume and a cover letter explaining your interest in the position. Applications without all requested components will be considered incomplete. 

Mail to: NEFCU, Human Resources, P.O. Box 527, Williston, VT 05495-5027.    

New England Federal Credit Union offers generous medical and dental insurance coverage to its employees, as well as a subsidized medical insurance opt-out provision for those who choose not to enroll. In addition, we offer a 401K employer matching benefit, plus an annual bonus plan of up to 6% per year. You’ll also be working for a trusted, local financial institution that received the Seven Days Daysie Award for the Best Bank/Credit Union for more than three years in a row!

Current benefits for regular staff include:

  • annual vacation and 12 paid holidays
  • medical and dental insurance for staff and their families
    (subsidized medical insurance opt-out provision for those who choose not to enroll)
  • life insurance, long and short term disability protection
  • tuition reimbursement (6 credits annually for full time)
  • student debt reimbursement
  • sick & personal time
  • 401k employer match
  • reduced rates on products and services
  • annual gainshare bonus plan (annual bonus plan of up to 6% per year)
  • staff & family EAP
  • subsidized gym memberships
  • birthday and Thanksgiving gifts
  • wellness seminars
  • smoking & weight loss incentives
  • We really do share success!


NEFCU is an equal opportunity employer.

Orientation Period for New NEFCU Employees

NEFCU has an orientation period for all new employees joining the company. New employees are subject to a standard 90-day orientation period. The orientation period is a period of time devoted to the evaluation of the employee in the new position. It is also a time for the employee to assess her or his aptitude and interest in the job.

NEFCU Business Casual Dress Code

We expect our employees to dress appropriately in business casual attire. Our goal is to provide a workplace that is professional, contemporary, and inclusive for all. Employees are expected to demonstrate good judgment and taste when selecting clothes to wear to work. All employees are expected to dress like they are going to interact with members, regardless of job title, function or office location. As a rule, clothing intended for the beach, yard work, dance clubs, exercising or sports activities are not appropriate for the workplace. If any of NEFCU’s dress code policies cause concerns based upon religion, disability or any other legally protected class, please contact a member of the Human Resources team to discuss and request an appropriate accommodation. Employees in violation of our dress code will be addressed individually and may be sent home to change, in which case time away from work will not be paid. Repeatedly disregarding the dress code will result in documented disciplinary actions.

Head to Toe – Contemporary, Business Casual Dress Code Guidelines

Hats are prohibited while at work. Headbands should be conservative in size and color.

Hair should be clean and styled. Hair coloring and highlights should be limited to colors naturally occurring such as brown, black, blonde, or red. Colors not naturally occurring, such as green, blue or pink, are not acceptable.

Visibility of body art, including tattoos and piercings, should be limited in nature. Excessive tattoos should be covered and facial and dermal piercings need to be removed while at work.

Shoes are expected to be clean and professional. Flip flops, sneakers, winter boots or rain boots are prohibited.

Leggings are only permitted when worn with a long, tunic style top or dress. Jeans are only permitted on special occasions during NEFCU sponsored “denim days”. Shorts are not permitted.

Clothing should be neat, clean, pressed and in good condition. Tight clothing or clothing that is too revealing is prohibited. Clothing should be free of words, terms, or graphics. Mainstream brand logos are generally acceptable.

Sweatshirts, sweatpants, wind or exercise pants are not appropriate. Cargo pants (pants with pockets on the sides of legs or pants which can be zipped off to become shorts) are not acceptable. T-shirts, tank tops, halter tops, midriff tops, or spaghetti straps should not be worn.

Dress and skirt length should be no more than two inches above the knee when standing.

Any NEFCU logo wear is generally accepted.