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All Rates
Featured Rates
| Mortgages 5/17/2012 | ||
| Rate | Annual Percentage Rate | |
| 30 Year Fixed Rate | 3.875% | 3.895% |
| 30 Year Fixed Rate (1 point) | 3.750% | 3.852% |
| 15 Year Fixed Rate | 3.000% | 3.035% |
| 10 Year Fixed Rate | 3.000% | 3.051% |
| Titled: Autos, RVs, Motorcycles, Boats, Snowmobiles, ATVs1 5/17/2012 | ||||
| 5 | Models2 | Term (yrs)3 | Annual Percentage Rate | Monthly Payment per $1000 |
| Fixed | 2007 - New | 1 year | 1.99% | $84.24 |
| 2007 - New | 2 years | 2.49% | $42.76 | |
| 2007 - New | 3 years | 2.99% | $29.08 | |
| 2008 - New | 4 years | 3.00% | $22.14 | |
| 2009 - New | 5 years | 3.25% | $18.09 | |
| 2009 - New | 5.5 years | 3.75% | $16.80 | |
| 2010 - New | 6 years | 3.99% | $15.65 | |
| 2010- New | 6.5 years | 5.99% | $15.51 | |
| New Only | 7 years4 | 6.49% | $14.84 | |
| 1These are our posted rates; your rate could vary according to your credit. All rates quoted reflect AutoPay (automatic payments); rate increases by 0.50% without AutoPay. 2“New” is current model year or one model year old with less than 2500 miles 3Terms could be limited, depending upon your credit. 47 year (84 mos.) New titled collateral, $25,000 minimum loan amount. 5Rate not available for loans already with NEFCU. |
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| Untitled or titled and older than 6 years: Autos, RVs, Motorcycles, Boats, Snowmobiles, ATVs1 5/17/2012 | |||
| Term (yrs) | Annual Percentage Rate | Monthly Payment per $1000 | |
| Fixed Rate | 1 year | 2.99% | $84.70 |
| 2 years | 3.49% | $43.20 | |
| 3 years | 3.99% | $29.53 | |
| 1These are our posted rates; your rate could vary according to your credit. All rates quoted reflect AutoPay (automatic payments); rate increases by 0.50% without AutoPay. | |||
| Titled: Boats / RVs1 5/17/2012 | |||
| Term (yrs)2 | Annual Percentage Rate | Monthly Payment per $1000 | |
| Fixed Rate | max 83 | 7.49% | $13.89 |
| Variable Rate4 | max 155 | 8.24% | N/A |
| 1These are our posted rates; your rate could vary according to your credit. All rates quoted reflect AutoPay (automatic payments); rate increases by 0.50% without AutoPay. 2Terms could be limited, depending upon your credit. 38 year (96 mos.) New and Used titled Boats and RV's, $30,000 minimum loan amount. 4Variable rates may increase after consummation of the loan. 515 year (180 mos.) Variable rate New and Used titled Boats and RVs, $35,000 minimum loan amount. |
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| Visa 5/17/2012 | |
| Annual Percentage Rate | |
| Visa Platinum (Variable Rate)1 | 5.15%2 |
| Visa Platinum RewardsTM Card (Variable Rate)1 | 7.15%2 |
| 1The index is the Wall Street Journal Prime published on the last Wednesday of the month prior to the last VISA system cycle date, plus your margin as determined by an evaluation of your credit. 2All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. |
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| Personal Loan1 5/17/2012 | |
| Annual Percentage Rate | |
| Variable Rate2 | 9.49% |
| 1These are our posted rates; your rate could vary according to your credit. All rates quoted reflect AutoPay (automatic payments); rate increases by 0.50% without AutoPay. 2Variable rates may increase after consummation of the loan. |
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| Personal Loan - Auto Repair/Improvement 5/17/2012 | |
| Annual Percentage Rate | |
| Variable Rate | 7.49% |
| Personal Loan - Home Improvement 5/17/2012 | |
| Annual Percentage Rate | |
| Variable Rate | 7.49% |
| Personal Loan - Income Tax Loan 5/17/2012 | |
| Annual Percentage Rate | |
| Variable Rate | 7.49% |
| Special Purpose Personal Loan-Fuel Assistance, Income Tax, Auto Repair, Home Improvement1 5/17/2012 | |
| Annual Percentage Rate2 | |
| Variable Rate3 | 7.49% |
| 1These are our posted rates; your rate could vary according to your credit. All rates quoted reflect AutoPay (automatic payments); rate increases by 0.50% without AutoPay. 2Funds are paid to the Service Provider. Uses for funds are limited, please call for details. 3Variable rates may increase after consummation of the loan. |
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| Revolving Line of Credit1 5/17/2012 | |
| Annual Percentage Rate | |
| Variable Rate2 | 11.99% |
| 1These are our posted rates; your rate could vary according to your credit. All rates quoted reflect AutoPay (automatic payments); rate increases by 0.50% without AutoPay. 2Variable rates may increase after consummation of the loan. |
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| Education Loans 5/17/2012 | |
| Annual Percentage Rate2 | |
| Education Line of Credit Loan1 | 9.25% |
| Education Consolidation (Term) Loan2 | 9.25% |
| 1Funds are paid to the Service Provider. Uses for funds are limited, please call for details. 2These are our posted rates; your rate could vary according to your credit. |
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| Share Pledge1 5/17/2012 | ||
| Annual Percentage Rate | ||
| Variable Rate2 | normal terms apply | current share rate +3.0% |
| 1Share pledge loans not subject to credit evaluation. Autopay (automatic payments) are required on share pledge loans. 2Variable rates may increase after consummation of the loan. |
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| Lifestyle Loan1 5/17/2012 | |
| Annual Percentage Rate | |
| Fixed Rate | 9.25%2 |
| 1These are our posted rates; your rate could vary according to your credit. 2Funds are paid to the Service Provider. Uses for funds are limited, please call for details. |
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call us: 800-400-8790
Copyright 2001-2012 ©NEFCU. All rights reserved.
Copyright 2001-2012 ©NEFCU. All rights reserved.
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