Business

We understand that a prompt turnaround is very important to business owners. Since all business lending decisions at NEFCU are made locally, we tend to be much faster and more flexible with our decision-making process than other financial institutions. If you own an existing business and need financing, then please give us a call at 866-80-LOANS. We’ll start by having a detailed discussion with you about your goals and your plans for the future. Depending on your situation and your needs, we may be able to help you with:

  • Residential real estate investment loans
  • Commercial construction loans
  • Business Equity Plus loans

NEFCU does not impose pre-payment penalties on our commercial loan products, and we offer up to 15-year loan terms. We look forward to hearing from you!

Business MasterCard

The NEFCU ATIRAcredit Business MasterCard puts you, as the business owner, in control and gives you the financial management tools you need to run your business

  • Competitive interest rates
  • NO annual fee for the first year
  • Rewards earned with every purchase on every card
  • FREE cards for employees

Business Equity Plus

Tap into unused equity for the purchase of other properties, to fund business working capital needs, to acquire equipment/machinery, or to finance property construction costs.

  • No prepayment penalty
  • 100% financing possible on equipment/machinery

Real Estate Term Loans

  • Competitive rates
  • Up to 80% in financing for owner-occupied properties
  • Flexible terms

Machinery, Equipment, Vehicle Loans

Purchase new machinery, equipment or vehicles or refinancing existing high-interest loans or leases
  • Up to 90% financing on new or used vehicle purchases
  • Up to 80% financing on new or used machinery/equipment purchases
  • Competitive rates