Auto Check

What is Auto Check?

Auto Check is a valid check good for an amount up to your pre-approved loan amount. You can use the check to purchase a new or used vehicle. With financing in hand, you'll have more negotiating power. 

How will Auto Check help me?

  • your check is in your hand when you shop, improving your negotiating power (see Car Buying Tips)
  • checks are mailed or delivered directly to you (or stop by and pick up your check)
  • you get the best rate at the time you make your purchase:
    • if the rates are up the day you buy your car, you'll still get the rate you locked in
    • if the rates are down the day you use your check, we'll give you that lower rate

Call 866-80-LOANS or stop by any branch. The check can be used at car dealerships in Vermont, Massachusetts, New Hampshire and New York within 90 days. For security purposes, you and the dealer must endorse the check. After the check clears, you will receive loan documents to sign and return to us. Auto Check cannot be used for a private sale, for a rebuilt vehicle or to refinance a loan from another institution. In these cases, please call 866-80-LOANS for another solution.