Saving your money at NEFCU can be easy and rewarding! Our Future Saver Certificate gives you the great rate of a certificate, with a low initial deposit of only $25 and the ability to add funds as often as you like. It's a great way to get started building your nest egg. Future Saver Certificates are available with 1,2,3, 4 and 5 year terms. If your employer offers direct deposit, you can have a designated amount put into your Future Saver automatically. But the funds don't have to come from direct deposit - you can just add money whenever you wish, at any branch, through NEFCUOnline, or over the telephone with Accountline.