Insurance

Commonly called Payment Protection, MEMBER’S CHOICE® Credit Life and Credit Disability Insurance* helps preserve your family’s standard of living if your income is reduced or eliminated due to a totally disabling injury, illness or your unexpected death.

With MEMBER’S CHOICE Credit Life Insurance, if you pass away and your claim is payable, your eligible loan balance is reduced or paid off. With MEMBER’S CHOICE Credit Disability Insurance, if you’re totally disabled due to injury or sickness, your loan payments will be paid until you’re no longer disabled, your loan is paid, or you reach the policy maximum. That means that you can count on financial protection to safeguard you and your family when you need it the most.

Adding this insurance to your loan is simple. Credit Life and Disability Insurance are included with your monthly loan payment, so there's no additional bill to pay. Just ask your Loan Representative for a quote - call 866-80-LOANS or Contact Us.

*MEMBER’S CHOICE credit life and credit disability insurance are underwritten by CMFG Life Insurance Company. This is a voluntary insurance product. Your financing outcome is not based on your selection of this product. Be sure to read the Credit Insurance Application and Certificate of Insurance which will explain the exact terms, conditions and exclusions of the policy. Eligibility requirements including age maximums, working requirements and health questions may apply. Also, benefits may be subject to a waiting period. The policy may include maximum coverage or benefit amounts and/or durations. Exclusions for pre-existing conditions, normal pregnancy, intentional injury, air travel and/or atomic explosions may apply.
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You may be an exception . . . but many people are not prepared for the financial effects of accidents. The Credit Union offers Accidental Death and Dismemberment insurance underwritten by CUNA Mutual Financial Group Life Insurance Company (CMFG Life Insurance Company). This program provides $5,000 of no-cost coverage to primary members ages 18 and over. In addition, you can choose from $10,000 to $300,000 of additional coverage through your Credit Union membership—at a rate designed to be affordable. AD&D insurance pays your beneficiary if you lose your life in an accident, and pays you if you lose a limb.

For rate information or to activate your $5,000 of no-cost coverage, call 1-877-MEMBERS (877-636-2377).

The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
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