Loans & Credit Cards

We make loans easy - and convenient!

NEFCU is your best first choice for loans. Whatever your needs may be, we will help you find the low-cost financing option that's right for you. In addition to loans for boats, recreational vehicles and other big-ticket items, we also offer Lifestyle Loans to help you finance life's big moments, such as weddings, childbearing expenses and certain types of medical treatment.

The loan process at NEFCU is easy: just call 866-80-LOANS or apply online apply online apply online anytime! We can even deliver the loan check and paperwork right to your home or workplace.

Car Loans

Simplify your next vehicle purchase.

  • Low rates
  • Free loan courier service
  • Apply online and receive a response in 90 seconds

Credit Cards

NEFCU Visa Explorer and Visa Explorer Rewards credit cards.

  • Smartchip technology
  • No annual fee or hidden fees
  • No fee for balance transfers or cash advances

Lifestyle Loan

Use a NEFCU Lifestyle loan to pay for a wedding, cosmetic surgery, dental workadoption, vet bills and more.

  • low fixed rate
  • flexible repayment terms

Recreational Vehicle Loans

Get a NEFCU recreational vehicle loan for your new or used RV, Boat, Motorcycle, ATV or Snowmobile.

  • Same great rates and terms as our car loans
  • Up to 100% financing on new recreational vehicles
  • Apply online and get a response in 90 seconds

Home Equity Loans

Your home may be your biggest asset.  Use a home equity loan to fund education, purchase a new vehicle, go on vacation, or make improvements to your home.

  • Low rates
  • Flexible payment options

Loan Refinancing

Let us see if we can save you money on any existing loan or mortgage.