Recreational Vehicle Loans

RV Loan

New – Borrow up to 100% of purchase and sales agreement (less rebates and incentives) from an authorized dealer. Used – Borrow up to 100% of NADA value.

Boat Loan

New - Borrow up to 100% of purchase and sales agreement (less rebates and incentives) from an authorized dealer. We will consider leftover models sold as new at 100% of NADA retail value, less rebates and incentives. Used - Borrow up to 100% of NADA value.

Lien on title and all collateral as listed on the security agreement, including trailer. Hull insurance required.

Motorcycle Loan

New - Borrow up to 100% of purchase and sales agreement (less rebates and incentives) from an authorized dealer. Used - Borrow up to 100% of NADA value.

Lien on title and all collateral as listed on the security agreement. Collision and comprehensive insurance required.

ATV Loan

New - Borrow up to 100% of purchase and sales agreement (less rebates and incentives) from an authorized dealer. Used - Borrow up to 100% of NADA value.

Lien on title and all collateral as listed on the security agreement. Collision and comprehensive insurance required.

Snowmobile Loan

New - Borrow up to 100% of purchase and sales agreement (less rebates and incentives) from an authorized dealer. Used - Borrow up to 100% of NADA value.

Lien on title and all collateral as listed on the security agreement. Collision and comprehensive insurance required.

Rates

Boats, RVs, Motorcycles, ATVs and Snowmobiles

  • Effective:  12-07-2016
Models1 Term (yrs)2 Annual Percentage Rate3 Alert Me
Fixed Any Model Year 1-3 years 3.09%
2012 - New 4 years 3.09%
2013 - New 5 years 3.09%
2013 - New 5.5 years 3.09%
2013 - New 6 years 3.09%
2014 - New 6.5 years 4.49%
New Only 7 years4 4.49%
These are our posted rates; your rate could vary according to your credit.
  • 1"New" is current model year or one model year old with less than 2500 miles
  • 2Terms could be limited, depending upon your credit. Longer terms may be available please call for details.
  • 3Rate not available for loans already with NEFCU
  • 47 year (84 mos.) New titled collateral (including business purpose titled transportation vehicles and equipment), $25,000 minimum loan amount, <$50,000 for business collateral.