Making Home Affordable

Refinance and Modification Options

Are you experiencing a financial hardship that could make it difficult to pay your mortgage? The government has unveiled a new program called Homeowner Affordability and Stability Plan that has a loan refinancing and a loan modification option to help existing homeowners stay in their

For example, if you have had a significant increase in your mortgage payment, or a reduction in your income since you received your current loan, or you have suffered a hardship that has increased your expenses (such as medical bills), you may be eligible for special assistance.

These government programs will not help everyone – they will not reduce mortgage balances for borrowers who can make their mortgage payments but owe more than their homes are worth. The programs also will not help borrowers who have no income and cannot make any mortgage payments.

If you meet the above criteria and think you might qualify, please call us at 802-879-8790 or 800-400-8790.

For more information on the government programs go to