Tap. Snap. Deposit.

With Mobile Deposit, you can securely and conveniently deposit checks to your checking, savings, or money market (Power) accounts via the NEFCU Mobile App. Using a camera-enabled smartphone or tablet, just tap the app and snap a photo of the front and back of your endorsed check. You can make the deposit anytime, anywhere. There is no need to visit a branch, drive to an ATM or mail in the check. 

Watch our short video of how to deposit a check with your mobile device.


Steps to Deposit a Check

  • Log in to the NEFCU Mobile App.  
  • Choose "Check Deposit" from the navigation menu.
  • Select the account to receive the deposit. Make sure the name of the Payee on the check is on this account.
  • Enter the amount of the check.
  • Snap a picture of the front and back of the check, making sure the check is endorsed. Be sure to write “For Mobile Deposit” below the signature.  
  • Tap “Deposit” and get a confirmation.
  • Securely store the original check for 45 days. You can then mark it “VOID” and destroy.
  • Click on “History” to view the status of all your submitted deposits. If an item is rejected for any reason, you’ll also be able to see the reason within deposit history.  

Limits

  • $5,000 per deposit
  • $5,000 per day
  • $15,000 rolling 30-day limit

If you are 17 years of age or under, the following limits apply:

  • $250 per deposit
  • $250 per day
  • $750 rolling 30-day limit

Mobile Deposits confirmed as received before 3:30 p.m. on a business day will be credited to your account within 24 hours of receipt. Deposits confirmed received after 3:30 p.m., and deposits confirmed received on holidays or days that are not business days will be credited to your account within 24 hours of the following business day. Our business days are Monday through Friday, except holidays.

For more details about using Mobile Deposit, view our Mobile Remote Deposit Services Agreement.

Try it! Download the NEFCU Mobile App today on your own device.                        

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