There are many affordable programs available for first-time buyers in Vermont. NEFCU will help ensure that you get the loan that’s right for you.
A choice of a 5/1, 5/5 or 7/1 Adjustable Rate Mortgage priced below our fixed rate with flexible underwriting guidelines and reduced monthly mortgage insurance. Servicing of the loan will stay with NEFCU after closing.
A 30-year fixed rate loan where CHT offers down payment grants to qualified buyers in exchange for shared equity in the property. Servicing of the loan will stay with NEFCU after closing.
A competitively priced fixed rate mortgage with reduced closing costs. Income and purchase price limits apply. Servicing of the loan will be transferred to US Bank after closing.
A type of mortgage that can be partnered with a VHFA loan to finance 100% of the purchase price with no monthly mortgage insurance. Servicing of the loan will be transferred to US Bank.