MyChoice Mortgage

NEFCU puts you in control of the refinancing process.

With NEFCU’s MyChoice Mortgage, we don’t choose the terms of your loan – you do! Just pick the interest rate or the loan term that best suits your needs and get a mortgage that is truly tailored to your individual goals. Here’s how it works:

    1. Choose your fixed rate – or
    2. Choose your term – from 1 to 10 years

    The lower the term, the lower the rate!

      NEFCU’s MyChoice Mortgage is designed to be quick and easy. No appraisal is needed (in most cases) and closing costs are generally limited to $150. As a result, it is a great way to:

      • Pay off your mortgage on your own schedule
      • Save money by reducing your interest rate
      • Tailor your mortgage to your financial goals
      • Reduce your overall debt 

      Ready to learn more? Call us at 866-80-LOANS, visit the NEFCU branch nearest you, or apply online.

      Apply for a MyChoice Mortgage

      *APR=Annual Percentage Rate. The APR is the Credit Union’s “as low as” rate effective July 5, 2016. PAYMENT EXAMPLES: The monthly payment on a 10 year loan with a rate of 2.625% APR would be $9.48 per $1,000 borrowed. The monthly payment on a 1 year loan with a rate of 1.5% APR would be $84.01 per $1,000 borrowed. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Rate listed is for a refinance mortgage on owner-occupied single family detached primary residences only. Other restrictions may apply.

      Institutional ID # 446767