Member Solutions

Are you experiencing financial difficulties as a result of an unexpected job loss, illness or other emergency? The NEFCU Member Solutions Team may be able to help.

Across the country today, millions of hard-working Americans find themselves struggling to meet their financial commitments as a result of a reduction in income. If you find yourself in this situation, you’ll need to make sure that you can continue to meet your most important obligations while you keep your credit score from being damaged.

Budgeting
An unexpected job loss or unexpected financial change can leave a big hole in your budget. Making a commitment to manage debt can be tough, too.  Check out our budgeting tool to help you create a plan to get you through the transition. Need help? Contact us.

Listen to this short podcast: Bullet-Proof Your Financial Life


Managing Your Savings
A successful budget only works when you use it.  Learn how to set money aside for earmarked expenses to keep you on track.  In PC Banking, Automatic Savings make it easy.  Name your accounts, set your schedule, and staying on budget is automatic!  Need help? Contact us.

View this short video: Use Direct Deposit and Automatic Transfers to Simplify Finances


Investments/401(k) Rollover Options
If you leave a job, don’t forget about the money you may have invested in your former employer-sponsored retirement plan.  Our Financial Advisors, available through Baystate Financial Services at Harvest Lane, can help you evaluate your options, manage your assets and build wealth over the long term. Financial Representatives are available to meet you at any branch, by phone or at your home or office. Need help? Contact us.


Loan Repayment Challenges
If you anticipate any difficulties making your monthly payment on NEFCU loan obligations, please let us know. Need help? Contact us.

Listen to this short podcast: Five Tips If You're Falling Behind
Take a look at other resources: Making Home Affordable