Loan Details
Whether it's a car or truck, new or used, we will make it easy for you to purchase your next vehicle. Check out the low rates and then apply online, by phone or in person. You can even skip the paperwork with our Auto Check Program!
New Auto Loans
- the vehicle has never been titled other than with dealer
- 100% of purchase price less rebates and incentives will be financed including tax, title, registration and warranty (less any rebates)
- maximum term of seven (7) years
- minimum loan amount with seven years is $25,000
- rates quoted on rate sheet assume autopay
- collision and comprehensive insurance required
- Credit Life and Disability Insurance available
- GAP protection available
Used Auto Loans
- finance up to 100% of the retail value as quoted in the NADA guide
- minimum loan amount is $2,500
- 2008 - 2010: maximum term of six (6) years
- 2007 - 2010: maximum term of five (5) years
- 2006 - 2010: maximum term of four (4) years
- 2005 - 2010: maximum term of two (2) or three (3) years
- models older than 2002 will be written as a secured older than six years
- collision and comprehensive insurance required
- Credit Life and Disability Insurance available
- GAP protection available
Compare NEFCU benefits below.
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