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NEFCU makes it easy to save, whether it's for a home, a car, or an education. Set up Automatic Savings and you can transfer funds automatically into one or more savings accounts. Learn more!


It's easy to access your NEFCU accounts with PC Banking and Accountline.




NEFCU Routing Number: 211691127  Used when initiating electronic deposits or debits to accounts. 

Share Rate1Nov. 20 - Nov. 30, 2009
Minimum to OpenCurrent RateAnnual Percentage Yield
Savings Account$ 50.50%0.50%
1Rates are subject to change after account opening.

Share Draft Rate1Nov. 20 - Nov. 30, 2009
Minimum to OpenCurrent RateAnnual Percentage Yield
Checking Account$ 2520.10%0.10%
1Rates are subject to change after account opening.
2A minimum daily balance of $500 must be maintained in your account each day to obtain the disclosed APY.

Power Account Rate1Nov. 20 - Nov. 30, 2009
Minimum to OpenCurrent RateAnnual Percentage Yield
Balance of $1,000 - $9,999$ 1,000.50%.50%2
Balance of $10,000 - $49,999$ 1,000.80%.81%2
Balance of $50,000 and above$ 1,0001.10%1.11%2
1Rates are subject to change after account opening.
2A minimum daily balance of $1,000 must be maintained in your account each day to obtain the disclosed APY.

Term Share Certificate (fixed rate)1Nov. 20 - Nov. 30, 2009
Under $25,000$25,000 and Over
Minimum to OpenCurrent RateAnnual Percentage YieldCurrent RateAnnual Percentage Yield
90 to 179 days$ 1,000.80%.80%.95%.95%
180 to 364 days$ 1,000.95%.95%1.10%1.11%
1 to 2 years$ 1,0001.20%1.21%1.35%1.36%
2 to 3 years$ 1,0001.65%1.66%1.80%1.81%
3 to 5 years$ 1,0002.00%2.01%2.15%2.16%
5 years$ 1,0003.50%3.55%3.65%3.70%
1Early withdrawal penalties may apply.

Future Saver Certificate (variable rate)1Nov. 20 - Nov. 30, 2009
Under $25,000$25,000 and Over
Minimum to OpenCurrent RateAnnual Percentage YieldCurrent RateAnnual Percentage Yield
1 to 5 years$251.65%1.66%1.65%1.66%
1Rates are subject to change after account opening. Early withdrawal penalties may apply.

Special Certificate (fixed rate)1Nov. 20 - Nov. 30, 2009
Minimum to OpenCurrent RateAnnual Percentage Yield
9 Months$ 1,0001.25%1.26%
1Early withdrawal penalties may apply.

Your deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of NCUA. You can watch a short video or read this short article to learn how this insurance pertains to your accounts.


How much will my savings be worth?

What will it take to save for a car, home, etc?