Boat, Motorcycle, Snowmobile, ATV

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Titled: Autos, RVs, Motorcycles, Boats, Snowmobiles, ATVs¹August 27 to September 15, 2010
	Models	Term (yrs)²	Annual Percentage Rate	Monthly Payment per $1000
Fixed Rates	2005-2010	1 year	1.99%	$84.24
	2005-2010	2 years	2.74%	$42.87
	2005-2010	3 years	2.99%	$29.08
	2006-2010	4 years	3.99%	$22.58
	2007-2010	5 years	4.24%	$18.53
	2008-2010	6 years	5.24%	$16.22
	New Only	7 years³	6.99%	$15.10
¹These are our posted rates; your rate could vary according to your credit. All rates quoted reflect AutoPay (automatic payments); rate increases by 0.50% without AutoPay. ²Terms could be limited, depending upon your credit. ³7 year (84 mos.) New titled collateral, $25,000 minimum loan amount.

Untitled or titled and older than 6 years: Autos, RVs, Motorcycles, Boats, Snowmobiles, ATVs¹August 27 to September 15, 2010
	Term (yrs)	Annual Percentage Rate	Monthly Payment per $1000
Fixed Rate	1 year	2.99%	$84.70
	2 years	3.74%	$43.32
	3 years	3.99%	$29.53
¹These are our posted rates; your rate could vary according to your credit. All rates quoted reflect AutoPay (automatic payments); rate increases by 0.50% without AutoPay.

Boat Loan
New - Borrow up to 100% of purchase and sales agreement (less rebates and incentives) from an authorized dealer. We will consider leftover models sold as new at 100% of NADA retail value, less rebates and incentives. Used - Borrow up to 100% of NADA value.

Lien on title and security agreement, including trailer. Hull insurance required.

Motorcycle Loan

New - Borrow up to 100% of purchase and sales agreement (less rebates and incentives) from an authorized dealer. Used - Borrow up to 100% of NADA value.

Lien on title and security agreement. Collision and comprehensive insurance required.

Snowmobile Loan
New - Borrow up to 100% of purchase and sales agreement (less rebates and incentives) from an authorized dealer. Used - Borrow up to 100% of NADA value.

Lien on title and security agreement. Collision and comprehensive insurance required.

Resources
Vermont Department of Motor Vehicles, Title Information

How much will my monthly payments be?

Titled: Boats / RVs¹August 27 to September 15, 2010
	Term (yrs)²	Annual Percentage Rate	Monthly Payment per $1000
Fixed Rate	max 8⁴	7.49%	$13.89
Variable Rate³	max 15⁵	8.24%	N/A
¹These are our posted rates; your rate could vary according to your credit. All rates quoted reflect AutoPay (automatic payments); rate increases by 0.50% without AutoPay. ²Terms could be limited, depending upon your credit. ³Variable rates may increase after consummation of the loan. ⁴8 year (96 mos.) New and Used titled Boats and RV's, $30,000 minimum loan amount. ⁵15 year (180 mos.) Variable rate New and Used titled Boats and RVs, $35,000 minimum loan amount.



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