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IRAs
Find Out About A Power Account
Save at higher money-market rates with a NEFCU Power Account, while maintaining easy access to your money.
Take control of your future -- and save on your income taxes -- by investing in a NEFCU Individual Retirement Account (IRA). Choose from Roth, Coverdell Education Savings, SEP and Traditional IRAs.
Save for your retirement, your child's post-secondary education or for your first house:
Save for your retirement, your child's post-secondary education or for your first house:
- minimum $5 investment (on 18 month, variable rate)
- no maintenance fees, so every dollar stays in your account earning interest
- competitive dividend rates are earned daily and compounded and paid quarterly
- federally insured up to $250,000 per member by the National Credit Union Administration. Additional coverage may apply based on ownership of account - details and restrictions.
| ROTH IRA (fixed rate) - special1 5/17/2012 | |||
| Minimum to Open | Current Rate | Annual Percentage Yield | |
| SPECIAL - 9 month certificate | $ 1,000 | .65% | .65% |
| 1Early withdrawal penalties may apply. | |||
| ROTH IRA (variable rate)1 5/17/2012 | |||||||
| Under $25,000 | $25,000 and Over | ||||||
| Minimum to Open | Current Rate | Annual Percentage Yield | Current Rate | Annual Percentage Yield | |||
| 18 month certificate | $ 5 | 1.05% | 1.05% | 1.20% | 1.21% | ||
| 1Rates are subject to change after account opening. Early withdrawal penalties may apply. | |||||||
| ROTH IRA (fixed rate)1 5/17/2012 | |||||||
| Under $25,000 | $25,000 and Over | ||||||
| Minimum to Open | Current Rate | Annual Percentage Yield | Current Rate | Annual Percentage Yield | |||
| 1 year certificate | $ 1,000 | .70% | .70% | .85% | .85% | ||
| 2 year certificate | $ 1,000 | 1.00% | 1.00% | 1.15% | 1.15% | ||
| 3 year certificate | $ 1,000 | 1.30% | 1.31% | 1.45% | 1.46% | ||
| 5 year certificate | $ 1,000 | 2.00% | 2.02% | 2.15% | 2.17% | ||
| 1Early withdrawal penalties may apply. | |||||||
| Roth Share Account1 5/17/2012 | |||
| Minimum to Open | Current Rate | Annual Percentage Yield | |
| Roth Share Account | $5 | 0.25% | 0.25% |
| 1Rates are subject to change after account opening. | |||
| Traditional IRA1 5/17/2012 | |||||||
| Under $25,000 | $25,000 and Over | ||||||
| Minimum to Open | Current Rate | Annual Percentage Yield | Current Rate | Annual Percentage Yield | |||
| IRA Share Account | $ 5 | 0.25% | 0.25% | 0.25% | 0.25% | ||
| 1Rates are subject to change after account opening. Early withdrawal penalties may apply. | |||||||
| Traditional IRA (fixed rate) - special1 5/17/2012 | |||
| Minimum to Open | Current Rate | Annual Percentage Yield | |
| SPECIAL - 9 month certificate | $ 1,000 | .65% | .65% |
| 1Early withdrawal penalties may apply. | |||
| Traditional IRA (variable rate)1 5/17/2012 | |||||||
| Under $25,000 | $25,000 and Over | ||||||
| Minimum to Open | Current Rate | Annual Percentage Yield | Current Rate | Annual Percentage Yield | |||
| 18 month certificate | $ 5 | 1.05% | 1.05% | 1.20% | 1.21% | ||
| 1Rates are subject to change after account opening. Early withdrawal penalties may apply. | |||||||
| Traditional IRA (fixed rate)1 5/17/2012 | |||||||
| Under $25,000 | $25,000 and Over | ||||||
| Minimum to Open | Current Rate | Annual Percentage Yield | Current Rate | Annual Percentage Yield | |||
| 1 to 2 years | $ 1,000 | .70% | .70% | .85% | .85% | ||
| 2 to 3 years | $ 1,000 | 1.00% | 1.00% | 1.15% | 1.15% | ||
| 3 to 5 years | $ 1,000 | 1.30% | 1.31% | 1.45% | 1.46% | ||
| 5 years | $ 1,000 | 2.00% | 2.02% | 2.15% | 2.17% | ||
| 1Early withdrawal penalties may apply. | |||||||
call us: 800-400-8790
Copyright 2001-2012 ©NEFCU. All rights reserved.
Copyright 2001-2012 ©NEFCU. All rights reserved.
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