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Participation Rewards
Find Out About A Power Account
Save at higher money-market rates with a NEFCU Power Account, while maintaining easy access to your money.
Based on your participation level — determined by the balance deposit and loan accounts you have with us — you will receive special benefits, including lower fees and free services. Participation Rewards levels are updated monthly.
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PARTICIPATION REWARDS BENEFIT LEVELS |
* Loan Balances include Mortgage Balances and VISA Balances.
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Top Rewards Member Balances > $25 K |
Bank@Work™ or Value Member Balances > or = $5 K |
eMember™ | Basic Balances up to $5 K |
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Checking Accounts (Share Draft) |
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Monthly Fee |
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$5 per month waived w/direct deposit |
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Per Check Fee |
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Overdraft Protection |
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$1 each from loan/deposit acct. |
$1 each from loan/deposit acct. |
$2 each from loan/deposit acct. |
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Dividends |
Dividends paid on accounts with balances greater than $500 | |||
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Check Printing |
(logo checks only) |
varies (with check style) |
varies (with check style) |
varies (with check style) |
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CheckMate™ Debit/ATM Card |
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My Picture Card (personalized photo debit card) |
$6 each |
$6 each |
$6 each |
$6 each |
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Automated & Electronic Services |
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Non-NEFCU ATM Network Fee (withdrawals, inquiries, transfers) |
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8 Free per month ($1.25 each after) |
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$1.25 each |
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NEFCU ATM Transaction |
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POS & Debit Transaction |
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NEFCUOnline |
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BillPay |
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$6 per month |
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Accountline (automated phone service) |
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Other Benefits |
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ATM/Debit Card Replacement |
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$5 |
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Access to Discount Auto & Home Insurance |
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.50% Consumer Loan Discount |
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VISA Credit Card Annual Fee |
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TeleBranch Transaction/Acct. Inq. (person-to-person) |
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$2 each | |
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Teller Transaction/Account Inquiry |
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$2 each | |
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Official (Bank) Checks |
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$2 each | $2 each | $2 each |
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Wire Transfers - U.S. |
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$15 each | $15 each | $15 each |
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Incoming Wire |
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| Fees for All Participation Levels | |
| Overdraft Fee (Draft and ACH item paid with insufficient or uncollected funds) |
$19.00 |
| Return Fee (Draft or ACH item returned due to insufficient or uncollected funds) | $24.00 |
| Foreign Check Collection | $35.00 |
| Stop Payment Fee for Share Draft or Official Check | $19.00 |
| Check Image for Share Draft or Official Check (print check images using View Check service in NEFCUOnline with no fee) | $2.00 |
| Expedited Payments Electronic (ACH) Overnight Check |
$4.95 $24.95 |
| Research/ Reconciliation Services (per hour, $5 minimum) | $10.00 |
| Levies Processed on Member Accounts | $25.00 |
| Deposited Item Charge Back Fee Same Maker Third Party (payment refused by payer's financial institution on a deposited item) |
$24.00 $5.00 |
| Statement Copy (print statements from NEFCUOnline with no fee) | $5.00 |
| Power Account Excess Debit Fee (for each debit transaction over six per month) | $5.00 |
| Business Share Draft (Checking) | |
| Monthly Service Charge | $5.00 |
| Excess Debit Fee after 15 | $0.15 |
call us: 800-400-8790
Copyright 2001-2012 ©NEFCU. All rights reserved.
Copyright 2001-2012 ©NEFCU. All rights reserved.
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