NEFCU’s SHARE Program: a 5/1 Adjustable Rate Mortgage priced below our fixed rate with flexible underwriting guidelines and reduced monthly mortgage insurance. Servicing of loan will stay with NEFCU after closing.
Vermont Housing Finance Agency (VHFA): a competitively priced fixed rate mortgage with reduced closing costs. Income and purchase price limits apply. Servicing of loan will be transferred to US Bank after closing.
Rural Development (RD): a type of mortgage insurance that allows homebuyers to finance 100% of the purchase price with no monthly mortgage insurance. Servicing of loan will stay with NEFCU unless combined with a VHFA loan in which servicing will be transferred to US Bank.
Contact us today. Your NEFCU loan officer will review the program choices and help you decide which loan is best for you.
All Home Loan Rates & TermsInstitutional ID # 446767
Institutional ID # 446767