Certificates

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures. 

Your deposits are federally insured up to $250,000 per member by theNational Credit Union Administration. Additional coverage may apply based on ownership of account - details and restrictions.

Table data for Future Saver Certificate (variable rate)
 08-03-2020
Term Minimum to Open & Earn APY Dividend Rate Annual Percentage Yield Alert Me
12 to 60 Months $25 1.00% 1.00%
Rates are subject to change after account opening. Early withdrawal penalties may apply.
Table data for Future Saver Plus Certificate (variable rate)
 08-03-2020
Term Minimum to Open & Earn APY Balance Tier Dividend Rate Annual Percentage Yield Alert Me
12 Month $25 Under $5,000 2.25% 2.27%
12 Month & Over $25 $5,001 and Over 1.00% 1.00%
Rates are subject to change after account opening. Early withdrawal penalties may apply.
Table data for Uniform Transfer to Minor Act (variable rate)
 08-03-2020
Term Minimum to Open & Earn APY Dividend Rate Annual Percentage Yield Alert Me
12 months $5 2.15% 2.17%
Rates are subject to change after account opening. Early withdrawal penalties may apply.
Table data for Term Share Certificate (Fixed Rate)
 08-03-2020
Term Minimum to Open & Earn APY Balance Tier Dividend Rate Annual Percentage Yield Alert Me
90 to 179 days $1,000 Under $25,000 .40% .40%
$25,000 and Over .55% .55%
180 to 364 days $1,000 Under $25,000 .50% .50%
$25,000 and Over .65% .65%
12 to 23 Months $1,000 Under $25,000 .60% .60%
$25,000 and Over .75% .75%
24 to 35 Months $1,000 Under $25,000 .70% .70%
$25,000 and Over .85% .85%
36 to 59 Months $1,000 Under $25,000 .80% .80%
$25,000 and Over .95% .95%
60 Months & Above $1,000 Under $25,000 .90% .90%
$25,000 and Over 1.05% 1.05%
Early withdrawal penalties may apply.
Table data for Coverdell Education Savings
 08-03-2020
Type Minimum to Open & Earn APY Balance Tier Dividend Rate Annual Percentage Yield Alert Me
Share Account $5 Under $25,000 .30% .30%
Rates are subject to change after account opening.

Table data for Coverdell Education Savings (fixed rate)
 08-03-2020
Type Minimum to Open Balance Tier Dividend Rate Annual Percentage Yield Alert Me
1 year certificate $500 Under $25,000 .60% .60%
$25,000 and Over .75% .75%
Early withdrawal penalties may apply.

Table data for Coverdell Education Savings (variable rate)
 08-03-2020
Type Minimum to Open Balance Tier Dividend Rate Annual Percentage Yield Alert Me
18 month certificate $5 Under $25,000 1.00% 1.00%
$25,000 and Over 1.15% 1.16%
Rates are subject to change after account opening. Early withdrawal penalties may apply.