About Mobile Check Deposit
Steps to Deposit a Check
- Log in to the NEFCU Mobile App.
- Choose "Check Deposit" from the navigation menu.
- Select the account to receive the deposit. Make sure the name of the Payee on the check is on this account.
- Enter the amount of the check.
- Snap a picture of the front and back of the check, making sure the check is endorsed. Be sure to write
“For Mobile Deposit at NEFCU” below the signature.
- Tap “Deposit” and get a confirmation.
- Securely store the original check for 45 days. You can then mark it “VOID” and destroy.
- Click on “History” to view the status of all your submitted deposits. If an item is rejected for any reason, you’ll also be able to see the reason within deposit history.
Limits
- $5,000 per deposit
- $5,000 per day
- $15,000 rolling 30-day limit
If you are 17 years of age or under, the following limits apply:
- $250 per deposit
- $250 per day
- $750 rolling 30-day limit
Deposit Credit Schedule
Mobile Deposits confirmed as received before 3:30 p.m. on a business day will be credited to your account within 24 hours of receipt. Deposits confirmed received after 3:30 p.m., and deposits confirmed received on holidays or days that are not business days will be credited to your account within 24 hours of the following business day. Our business days are Monday through Friday, except holidays.
For more details about using Mobile Deposit, view our Mobile Remote Deposit Services Agreement.
