SimplySmarter Checking is a powerful and convenient checking account that's also a great value! It provides you with the access and convenience you expect in today’s electronic world, together with a modest monthly fee that can be reduced – or even waived – if you meet certain criteria.
SimplySmarter Checking features a simplified fee structure, including a reduced fee if you choose to receive your statements electronically instead of on paper. The monthly fee will be waived if you meet any of the following criteria:
For full checking account pricing information, please see the Pricing Schedule, or speak to any Member Service Representative.
Your deposits are federally insured up to $250,000 per member by the National Credit Union Administration. Additional coverage may apply based on ownership of account - details and restrictions.
If you need to know more about our checking account, debit card, or any other related services, please get in touch.
Avoid returned checks and other types of denied transactions due to an insufficient available balance. Find out about opt-in, opt-out, and overdraft protection options.
NEFCU’s SimplySmarter Checking and Debit card are your gateway to benefits and services.
Works like a check and an ATM card combined. Accepted wherever Visa is honored. Allows you to get cash back when used for a purchase at many locations.
No surcharge at our ATMs. No surcharge at the Falcon, SUM, or CO-OP ATM networks.
Online access to real-time detail.
Phone a live representative for assistance, Monday-Friday 8:00 am - 6:00 pm, Saturday 9:00 am - 1:00 pm at 800.400.8790 or 802.879.8790.
24/7 access allows you to inquire and transact on your accounts by phone at 800.400.8790 or 802.879.8739. Download a Speed Dial Guide.
Get an email when your balance reaches a certain level, when a check clears or when a payroll deposit is received.
Seven convenient locations. Harvest Lane in Williston is open Monday-Friday 8:00 am - 6:00 pm, Saturday 9:00 am - 1:00 pm.
NEFCU provides many different ways to help you avoid NSF (non-sufficient funds) fees. Designate a Share (savings), Power, or Line of Credit account as back up for your checking account. There is a $2 fee. Call 800.400.8790 to have overdraft protection set up today.
Another service we provide to help you avoid returned checks or other types of denied payments due to non-sufficient funds. Courtesy Pay may be used to help cover check and ACH transactions, BillPay items originated from our online banking service, as well as transactions that you make using your debit card. You do have to opt in if you want the protection of Courtesy Pay to apply to your everyday debit card transactions.
Get new checks online through NEFCUOnline, by phone by calling 800.400.8790 or by mail.
1 APY: Annual Percentage Yield. Rates are subject to change after account opening.
2 A minimum average daily balance of $500 must be maintained in your account each day to obtain the disclosed APY. Fees could reduce earnings.