Lines of Credit

A Business Line of Credit Gives You Peace of Mind

Meet uneven cash flow, cover seasonal expenses, and take advantage of unplanned opportunities with a flexible business line of credit for your company. Put it in place now; use it when you need it in the future.

  • Up to 80% in financing for owner-occupied properties and up to 75% in financing available for non-owner-occupied properties
  • Lines of Credit possible against unencumbered machinery, equipment, NEFCU deposit accounts, and NEFCU Certificates of Deposit
  • 5-year maximum loan term, depending on collateral

Contact the NEFCU Vermont Business Lending Team

For your commercial loan needs, why go anywhere else? Contact us at 866.80.LOANS.

  • Questions about writing a business plan? Go to the United States Small Business Administration's site at and type in the words “business plan” in the website's SEARCH tool and hit “ENTER”.
  • Interested in the latest economic news and data such as the present Consumer Price Index (CPI), wages by area and occupation, or the unemployment rate? Visit the U. S. Department of Labor Bureau of Labor Statistics site at
  • As a Vermont business owner or someone thinking about establishing a business in Vermont, you may want to access the Vermont Department Of Economic Development's web site at