Personal, Family, and Business Insurance


  • Death before mortgage/loan repayments can be finished
  • Spouse outliving a “life-only” pension plan
  • Death before reaching personal goals (pay off the mortgage, get kids through school etc)
  • Disability Insurance if you cannot work, or return to work quickly after an accident
  • Long Term Care Insurance to maintain financial independence in your golden years

To discuss your insurance needs, contact us today!


  • Death of a primary income earner, or full time child care provider
  • Final expenses
  • Income to support the kids
  • Income to provide for educational needs
  • Ability to financially support aging parents
  • Estate planning –using insurance to transfer/preserve wealth

Contact us today to discuss your family’s insurance needs!


  • Death of a partner or
  • Death of a key employee
  • Loss of a key employee to a competitor
  • Liquidity of the business in the event of an owner’s death
  • Special situations (e.g. stock repurchases, fund retirement benefits)

To review your business insurance needs, please contact us today!