Personal, Family, and Business Insurance
Personal
- Death before mortgage/loan repayments can be finished
- Spouse outliving a “life-only” pension plan
- Death before reaching personal goals (pay off the mortgage, get kids through school etc)
- Disability Insurance if you cannot work, or return to work quickly after an accident
- Long Term Care Insurance to maintain financial independence in your golden years
To discuss your insurance needs, contact us today!
Family
- Death of a primary income earner, or full time child care provider
- Final expenses
- Income to support the kids
- Income to provide for educational needs
- Ability to financially support aging parents
- Estate planning –using insurance to transfer/preserve wealth
Contact us today to discuss your family’s insurance needs!
Business
- Death of a partner or
co-shareholder - Death of a key employee
- Loss of a key employee to a competitor
- Liquidity of the business in the event of an owner’s death
- Special situations (e.g. stock repurchases, fund retirement benefits)
To review your business insurance needs, please contact us today!