Kickstart your savings habit by enrolling in NEFCU’s Change Saver Program. Connecting a Share Draft checking to a Share Account savings allows you to save as you shop! With each debit purchase, the transaction will round up to the next dollar and transfer the difference into the predetermined savings account. One Change Saver transfer will show in your account history daily, and the amount will be the total change saved that day!
To enroll, call 800.400.8790 or stop by a branch.
Change Saver is a service that helps members save! It rounds up debit card point of sale transactions to the nearest dollar and transfers those funds to a pre-determined Share Account of the member’s choice.
A personal checking (share draft) account with a debit card attached can be set up for ChangeSaver withdrawal transfers.
ATM withdrawals will not be rounded up, only point of sale transactions.
Change Saver transfers will happen during nightly processing. All change from debit card point of sale transactions will be rounded to the nearest dollar during the day, will post as one transfer at the end of business day.
If there are not enough funds in the checking account to cover the Change Saver transfer, the transfer will not be made. Change Saver transfers will not be posted using Overdraft Protection or Courtesy Pay. If there are no funds, it will not transfer.
You can sign up by calling the Contact Center at 800.400.8790 or visiting any branch. We will send you a letter to confirm the initiation of service to the address on file for the checking account. Change Saver transfers will begin the business day following the received request.
If you wish to cancel the Change Saver service, simply call our Contact Center at 800.400.8790 or visit any branch. We will send you a letter to confirm the discontinuation of the service to the address on file for the checking account.
All point of sale debit card transactions that occur on the checking (share draft) account will be rounded up and included in the Change Saver transfer.