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- Personal Accounts
- Account Access
- Business Accounts & Services
- Business Financing
- Financial Education & Wellness
Account Rates
| Minimum to Open | Annual Percentage Yield | Alert Me | |
|---|---|---|---|
| Basic Checking | $25 | None | |
| Edge Pay Checking | $25 | None | |
| No Dividend Checking | $25 | None | |
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| Minimum to Open | Dividend Rate | Annual Percentage Yield | Alert Me | |
|---|---|---|---|---|
| Savings Account | $5 | .20% | .20% | |
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| Type | Minimum Balance to Open | Annual Percentage Yield | Alert Me |
|---|---|---|---|
| Savings Account | $5 | .20% | |
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| Annual Percentage Yield | Alert Me | |
|---|---|---|
| Clearing Account | 0.10% | |
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| Minimum Balance to Earn APY 1 | Annual Percentage Yield | Alert Me |
|---|---|---|
| $1,000 – $49,999.99 | 1.81% | |
| $50,000 – $99,999.99 | 2.27% | |
| $100,000 – $249,999.99 | 2.63% | |
| $250,000 – $499,999.99 | 3.14% | |
| $500,000.00 and over | 3.14% | |
| APY = annual percentage yield. VGreen Money Market Accounts are tiered rate accounts. For these accounts, if the balance falls within the range for a particular tier, the dividend rate applicable to that tier will apply to the full balance in the account. | ||
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| Minimum to Earn APY 1 | Dividend Rate | Annual Percentage Yield | Alert Me | |
|---|---|---|---|---|
| IRA Savings Account | $5 | .20% | .20% | |
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| Type | Minimum to Earn APY 2 | Dividend Rate | Annual Percentage Yield | Alert Me |
|---|---|---|---|---|
| 9-month special | $500 | 4.84% | 4.95% | |
| 1 Year | $500 | 4.41% | 4.50% | |
| 2 Year | $500 | 2.25% | 2.27% | |
| 3 Year | $500 | 2.25% | 2.27% | |
| 5 Year | $500 | 2.25% | 2.27% | |
| 4 Year | $500 | 2.25% | 2.27% | |
| Rates are subject to change after account opening. Fees could reduce earnings. The 9-month certificate will be offered for a limited time and will renew to the 1-year term at maturity. | ||||
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| Term | Minimum to Earn APY 2 | Dividend Rate | Annual Percentage Yield | Alert Me |
|---|---|---|---|---|
| 6-month | $500 | 2.25% | 2.27% | |
| 9-month special | $500 | 4.84% | 4.95% | |
| 1 Year | $500 | 4.41% | 4.50% | |
| 2 Year | $500 | 2.25% | 2.27% | |
| 3 Year | $500 | 2.25% | 2.27% | |
| 4 Year | $500 | 2.25% | 2.27% | |
| 5 Year | $500 | 2.25% | 2.27% | |
| The 9-month certificate will be offered for a limited time and will renew to the 1-year term at maturity. | ||||
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| Type | Minimum to Earn APY 3 | Balance Tier | Dividend Rate | APY | Alert Me |
|---|---|---|---|---|---|
| 18-month | $5 | $5.00 - $24,999.99 | 4.00% | 4.07% | |
| $25,000.00 and Over | 4.15% | 4.23% | |||
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| Term | Minimum to Earn APY 3 | Dividend Rate | Annual Percentage Yield | Alert Me |
|---|---|---|---|---|
| 12 to 60 months | $25 | 1.50% | 1.51% | |
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| Term | Minimum to Open | Balance Tier | Dividend Rate | Annual Percentage Yield | Alert Me |
|---|---|---|---|---|---|
| 12-months | $25 | Up to $5,000.00 | 3.00% | 3.04% | |
| 12-months | $25 | $5,000.01 and Over | 1.50% | 3.04% to 1.52% | |
| Future Saver Plus Certificates are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier. | |||||
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| Term | Minimum to Earn APY 1 | Dividend Rate | Annual Percentage Yield | Alert Me |
|---|---|---|---|---|
| 12 months | $5 | 2.15% | 2.17% | |
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