New Digital Banking—Coming Soon! Digital Banking is currently unavailable while we finalize a new Digital Banking experience as part of our systems integration. We will email you after the new platform is live for you to explore the new features and functionality. In the meantime, visit our website to learn more about what to expect and how you can prepare for a smooth transition.
- Personal Accounts
- Account Access
- Business Accounts & Services
- Business Financing
- Financial Education & Wellness
Account Rates
| Minimum to Open | Annual Percentage Yield | Alert Me | |
|---|---|---|---|
| Basic Checking | $25 | None | |
| Edge Pay Checking | $25 | None | |
| No Dividend Checking | $25 | None | |
|
|
|||
| Minimum to Open | Dividend Rate | Annual Percentage Yield | Alert Me | |
|---|---|---|---|---|
| Savings Account | $5 | .20% | .20% | |
|
|
||||
| Type | Minimum Balance to Open | Annual Percentage Yield | Alert Me |
|---|---|---|---|
| Savings Account | $5 | .20% | |
|
|
|||
| Annual Percentage Yield | Alert Me | |
|---|---|---|
| Clearing Account | 0.10% | |
|
|
||
| Minimum Balance to Earn APY 1 | Annual Percentage Yield | Alert Me |
|---|---|---|
| $1,000 – $49,999.99 | 1.81% | |
| $50,000 – $99,999.99 | 2.27% | |
| $100,000 – $249,999.99 | 2.63% | |
| $250,000 – $499,999.99 | 3.14% | |
| $500,000.00 and over | 3.14% | |
| APY = annual percentage yield. VGreen Money Market Accounts are tiered rate accounts. For these accounts, if the balance falls within the range for a particular tier, the dividend rate applicable to that tier will apply to the full balance in the account. | ||
|
|
||
| Minimum to Earn APY 1 | Dividend Rate | Annual Percentage Yield | Alert Me | |
|---|---|---|---|---|
| IRA Savings Account | $5 | .20% | .20% | |
|
|
||||
| Type | Minimum to Earn APY 2 | Dividend Rate | Annual Percentage Yield | Alert Me |
|---|---|---|---|---|
| 1 Year | $500 | 4.17% | 4.25% | |
| 2 Year | $500 | 2.25% | 2.27% | |
| 3 Year | $500 | 2.25% | 2.27% | |
| 4 Year | $500 | 2.25% | 2.27% | |
| 5 Year | $500 | 2.25% | 2.27% | |
| Rates are subject to change after account opening. Fees could reduce earnings. | ||||
|
|
||||
| Term | Minimum to Earn APY 2 | Dividend Rate | Annual Percentage Yield | Alert Me |
|---|---|---|---|---|
| 6-month | $500 | 4.55% | 4.65% | |
| 1 Year | $500 | 4.17% | 4.25% | |
| 2 Year | $500 | 2.25% | 2.27% | |
| 3 Year | $500 | 2.25% | 2.27% | |
| 4 Year | $500 | 2.25% | 2.27% | |
| 5 Year | $500 | 2.25% | 2.27% | |
|
|
||||
| Type | Minimum to Earn APY 3 | Balance Tier | Dividend Rate | APY | Alert Me |
|---|---|---|---|---|---|
| 18-month | $5 | $5.00 - $24,999.99 | 4.00% | 4.07% | |
| $25,000.00 and Over | 4.15% | 4.23% | |||
|
|
|||||
| Term | Minimum to Earn APY 3 | Dividend Rate | Annual Percentage Yield | Alert Me |
|---|---|---|---|---|
| 12 to 60 months | $25 | 1.98% | 2.00% | |
|
|
||||
| Term | Minimum to Open | Balance Tier | Dividend Rate | Annual Percentage Yield | Alert Me |
|---|---|---|---|---|---|
| 12-months | $25 | Up to $5,000.00 | 3.93% | 4.00% | |
| 12-months | $25 | $5,000.01 and Over | 1.98% | 4.00% to 2.01% | |
| Future Saver Plus Certificates are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier. | |||||
|
|
|||||
| Term | Minimum to Earn APY 1 | Dividend Rate | Annual Percentage Yield | Alert Me |
|---|---|---|---|---|
| 12 months | $5 | 2.15% | 2.17% | |
|
|
||||