Certificates

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures. 

Your deposits are federally insured up to $250,000 per member by theNational Credit Union Administration. Additional coverage may apply based on ownership of account - details and restrictions.

Rates

Special Certificate

  • Effective:  08-24-2016
Minimum to Open Dividend Rate Annual Percentage Yield Alert Me
9 months $1,000 .65% .65%
Early withdrawal penalties may apply.
 

Term Share Certificate

  • Effective:  08-24-2016
Term Minimum to Open Balance Tier Dividend Rate Annual Percentage Yield Alert Me
90 to 179 days $1,000 Under $25,000 .30% .30%
$25,000 and Over .45% .45%
180 to 364 days $1,000 Under $25,000 .40% .40%
$25,000 and Over .55% .55%
1 to 2 years $1,000 Under $25,000 .60% .60%
$25,000 and Over .75% .75%
2 to 3 years $1,000 Under $25,000 .85% .85%
$25,000 and Over 1.00% 1.00%
3 to 5 years $1,000 Under $25,000 1.05% 1.05%
$25,000 and Over 1.20% 1.20%
5 years $1,000 Under $25,000 1.70% 1.71%
$25,000 and Over 1.85% 1.86%
Early withdrawal penalties may apply.
 

Future Saver Certificate (variable Rate)

  • Effective:  08-24-2016
Term Minimum to Open Balance Tier Dividend Rate Annual Percentage Yield Alert Me
1 to 5 years $25 Under $25,000 .80% .80%
$25,000 and Over .80% .80%
Rates are subject to change after account opening. Early withdrawal penalties may apply.
 

Coverdell Education Savings

  • Effective:  08-24-2016
Type Minimum to Open Balance Tier Dividend Rate Annual Percentage Yield Alert Me
Share Account $5 Under $25,000 .15% .15%
$25,000 and Over .15% .15%
Rates are subject to change after account opening.
 

Coverdell Education Savings (fixed rate)

  • Effective:  08-24-2016
Type Minimum to Open Balance Tier Dividend Rate Annual Percentage Yield Alert Me
1 year certificate $500 Under $25,000 .60% .60%
$25,000 and Over .75% .75%
Early withdrawal penalties may apply.
 

Coverdell Education Savings (variable rate)

  • Effective:  08-24-2016
Type Minimum to Open Balance Tier Dividend Rate Annual Percentage Yield Alert Me
18 month certificate $5 Under $25,000 1.05% 1.05%
$25,000 and Over 1.20% 1.21%
Rates are subject to change after account opening. Early withdrawal penalties may apply.
 

Education Fund (variable rate)

  • Effective:  08-24-2016
Term Minimum to Open Balance Tier Dividend Rate Annual Percentage Yield Alert Me
8 years or until child is 18 $5 Under $25,000 2.40% 2.42%
$25,000 and Over 2.40% 2.42%
Rates are subject to change after account opening. Early withdrawal penalties may apply.