Certificates

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures. 

Your deposits are federally insured up to $250,000 per member by theNational Credit Union Administration. Additional coverage may apply based on ownership of account - details and restrictions.

Rates

Special Certificate

  • Effective:  07-31-2015
Minimum to Open Current Rate Annual Percentage Yield Alert Me
9 months $1,000 .65% .65%
Early withdrawal penalties may apply.
 

Term Share Certificate

  • Effective:  07-31-2015
Under $25,000 Over $25,000
Minimum to Open Current Rate Annual Percentage Yield Current Rate Annual Percentage Yield Alert Me
90 to 179 days $ 1,000 .30% .30% .45% .45%
180 to 364 days $ 1,000 .40% .40% .55% .55%
1 to 2 years $ 1,000 .60% .60% .75% .75%
2 to 3 years $ 1,000 .85% .85% 1.00% 1.00%
3 to 5 years $ 1,000 1.05% 1.05% 1.20% 1.20%
5 years $ 1,000 1.70% 1.71% 1.85% 1.86%
Early withdrawal penalties may apply.
 

Future Saver Certificate (Variable Rate)

  • Effective:  07-31-2015
Under $25,000 $25,000 and Over
Minimum to Open Current Rate Annual Percentage Yield Current Rate Annual Percentage Yield Alert Me
1 to 5 years $25 0.80% 0.80% 0.80% 0.80%
Rates are subject to change after account opening. Early withdrawal penalties may apply.
 

Coverdell Education Savings

  • Effective:  07-31-2015
Under $25,000 $25,000 and Over
Minimum to Open Current Rate Annual Percentage Yield Current Rate Annual Percentage Yield Alert Me
Share Account $5 0.20% 0.20% 0.20% 0.20%
Rates are subject to change after account opening.
 

Coverdell Education Savings (fixed rate)

  • Effective:  07-31-2015
Under $25,000 $25,000 and Over
Minimum to Open Current Rate Annual Percentage Yield Current Rate Annual Percentage Yield Alert Me
1 year certificate $500 .60% .60% .75% .75%
Early withdrawal penalties may apply.
 

Coverdell Education Savings (variable rate)

  • Effective:  07-31-2015
Under $25,000 $25,000 and Over
Minimum to Open Current Rate Annual Percentage Yield Current Rate Annual Percentage Yield Alert Me
18 month certificate $5 1.05% 1.05% 1.20% 1.21%
Rates are subject to change after account opening. Early withdrawal penalties may apply.
 

Education Fund (variable rate)

  • Effective:  07-31-2015
Under $25,000 $25,000 and Over
Minimum to Open Current Rate Annual Percentage Yield Current Rate Annual Percentage Yield Alert Me
8 years or until child is 18 $5 2.40% 2.42% 2.40% 2.42%
Rates are subject to change after account opening. Early withdrawal penalties may apply.