Business Lines of Credit

Advantages of a NEFCU Business Line of Credit

  • Advance up to your line without re-applying
  • Revolving credit is a flexible way to borrow: available funds increase as you repay
  • 75%–80% LTV available against property
  • Can be secured with machinery, equipment, or NEFCU deposit accounts
  • Expert, local support from the NEFCU Vermont Business Team

How can a Business Line of Credit work for you?

Meet uneven cash flow, cover seasonal expenses, and take advantage of unplanned opportunities with a flexible business line of credit for your company. Put it in place now and use it when you need it in the future.

  • Up to 80% in financing for owner-occupied properties and
  • Up to 75% in financing available for non-owner-occupied properties
  • Lines of Credit possible against unencumbered machinery, equipment, NEFCU deposit accounts, and NEFCU Certificates of Deposit
  • 5-year maximum loan term, depending on collateral

Contact the NEFCU Vermont Business Lending Team at 866.80.LOANS for your commercial loan needs.

Resources for You & Your Business

  • Questions about writing a business plan?
  • Interested in the latest economic news?
  • Do you want access to the Vermont Department Of Economic Development site?

Helpful Info for Your Business

We’ve have a few tips for you!

Questions about writing a business plan? Go to the United States Small Business Administration's site at and type in the words “business plan” in the website’s SEARCH tool and hit “ENTER.”

Interested in the latest economic news and data such as the present Consumer Price Index (CPI), wages by area and occupation, or the unemployment rate? Visit the U. S. Department of Labor Bureau of Labor Statistics site at

As a Vermont business owner or someone thinking about establishing a business in Vermont, you may want to access the Vermont Department Of Economic Development’s web site at

If you’d like other information or have questions, please give us a call. We’d love to talk about your business!