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- Personal Accounts
- Account Access
- Business Accounts & Services
- Business Financing
- Financial Education & Wellness
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Business CertificatesIncrease your savings potential.
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Business Certificates
Safe, secure, and federally insured
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Offering compounded dividends that are credited monthly, a Business Certificate
is a great way to start your business investment portfolio.
LOW MINIMUM DEPOSIT
Certificates are a great savings vehicle for funds you don’t need immediate access to. You can open any Business Certificate with $1,000.
HIGHER APY
Certificates generally earn a higher annual percentage yield than regular savings accounts. Plus, you can reinvest or withdraw (in the form of check) the dividends you are earning each month.
FIXED RATES AND FLEXIBLE TERMS
You can count on a fixed rate for the length of your term. Terms range from just three months to five years.
Current rates
| Term | Minimum to Earn APY | Dividend Rate | Annual Percentage Yield | Alert Me |
|---|---|---|---|---|
| 3-month | $1,000 | .75% | .75% | |
| 6-month | $1,000 | 2.25% | 2.27% | |
| 1 Year | $1,000 | 2.25% | 2.27% | |
| 5 Year | $1,000 | 2.25% | 2.27% | |
| 2 Year | $1,000 | 4.50% | 4.59% | |
| 3 Year | $1,000 | 2.25% | 2.27% | |
| 4 Year | $1,000 | 2.25% | 2.27% | |
| APY=Annual Percentage Yield. Early withdrawal penalties may apply. | ||||
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Learn more about NCUA Deposit Insurance
For full business account pricing information, please see the Business Rate and Fee Disclosures, or speak to any Member Service Representative.
Your deposits are federally insured up to $250,000 by the National Credit Union Administration For additional information, please see details and restrictions.