4.06% APY* for 18 months
Open an account below, visit a branch, or call 800.400.8790.
*APY is the Annual Percentage Yield on the deposit. Rate quoted is accurate as of March 1, 2023. Minimum to earn APY is $1,000. Early withdrawal penalties may apply. Limited time offer. Federally Insured by NCUA.
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Boats | RVs | Motorcycles | ATVs | Snowmobiles
We’ll Get You Out There!
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Boat Loans
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Whether you're looking for a small boat, a sailing vessel, a sport fishing wrangler, or something bigger, we have a loan for you!
Borrow up to 110% of purchase and sales agreement (less rebates and incentives) from an authorized dealer.
Motorcycle & RV Loans
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On the open road or dirt trails of Vermont, we have a motorcycle loan to fit your lifestyle. Don't forget about our RV loans - get your family into the summer fun!
Borrow up to 110% of purchase and sales agreement (less rebates and incentives) from an authorized dealer.
ATV & Snowmobile Loans
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When your adventures call you to get outside, consider an ATV or snowmobile loan from NEFCU to enjoy all that Vermont seasons have to offer.
Borrow up to 110% of purchase and sales agreement (less rebates and incentives) from an authorized dealer.
Models 1 | Term 2 | APR 3 | Payment Per $1,000 | Alert Me | |
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Fixed | 2009 - New | 30 months | 5.50% | $35.76 4 | |
2009 - New | 42 months | 5.95% | $26.44 | ||
2009 - New | 54 months | 6.40% | $21.37 | ||
2017 - New | 66 months | 7.10% | $18.35 | ||
2017 - New | 78 months | 7.55% | $16.27 | ||
2020 - New | 90 months 5 | 8.00% | $14.82 | ||
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Loan Requirements include: Boats— Lien on title and all collateral as listed on the security agreement, including trailer. Hull insurance required; Motorcycles, ATVs, and Snowmobiles— Lien on title and all collateral as listed on the security agreement. Collision and comprehensive insurance required.
Learn more about new registrations at the State of Vermont DMV site. Covers ATVs, motorboats, snowmobiles, vessel validation, and more.
Visit the VT DMV1 "New" is current model year or one model year old with less than 2500 miles
2 Terms could be limited, depending upon your credit. Longer terms may be available please call for details.
3 APR: Annual Percentage Rate. These rates are in effect as of March 10, 2023; your rate could vary according to your credit and could change at time of funding.
4 PAYMENT EXAMPLE: The monthly payment on a 12 month term at 5.00% APR would be $85.61.
5 7.5 year (90 mos.) New titled collateral (including business purpose titled transportation vehicles and equipment), $25,000 minimum loan amount, <$50,000 for business collateral.