Recreational Vehicle Loans in Vermont - Boat Loans, ATV Loans

On the Water

Boat Loans
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Whether you're looking for a small boat, a sailing vessel, a sport fishing wrangler, or something bigger, we have a loan for you!

Borrow up to 110% of purchase and sales agreement (less rebates and incentives) from an authorized dealer.

Apply for a Loan

On the Road

Motorcycle & RV Loans
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On the open road or dirt trails of Vermont, we have a motorcycle loan to fit your lifestyle. Don't forget about our RV loans - get your family into the summer fun!

Borrow up to 110% of purchase and sales agreement (less rebates and incentives) from an authorized dealer.

Let's Talk

On the Trail

ATV & Snowmobile Loans
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When your adventures call you to get outside, consider an ATV or snowmobile loan from NEFCU to enjoy all that Vermont seasons have to offer.

Borrow up to 110% of purchase and sales agreement (less rebates and incentives) from an authorized dealer.

Meet the Loan Officers

Used Boats, Motorcycles, RVs, ATVs, and Snowmobiles borrow up to 110% of NADA value.

Recreational Loan Rates

Table data for Boats, RVs, Motorcycles, ATVs and Snowmobiles
03-30-2023
	Models ¹	Term ²	APR ³	Payment Per $1,000
Fixed	2009 - New	30 months	5.50%	$35.76 ⁴

	2009 - New	42 months	5.95%	$26.44

	2009 - New	54 months	6.40%	$21.37

	2017 - New	66 months	7.10%	$18.35

	2017 - New	78 months	7.55%	$16.27

	2020 - New	90 months ⁵	8.00%	$14.82

Loan Requirements include: Boats— Lien on title and all collateral as listed on the security agreement, including trailer. Hull insurance required; Motorcycles, ATVs, and Snowmobiles— Lien on title and all collateral as listed on the security agreement. Collision and comprehensive insurance required.

Apply for a Recreational Vehicle Loan

Off-Road Vehicle Registration

Learn more about new registrations at the State of Vermont DMV site. Covers ATVs, motorboats, snowmobiles, vessel validation, and more.

Visit the VT DMV

Disclosures

¹ "New" is current model year or one model year old with less than 2500 miles

² Terms could be limited, depending upon your credit. Longer terms may be available please call for details.

³ APR: Annual Percentage Rate. These rates are in effect as of March 10, 2023; your rate could vary according to your credit and could change at time of funding.

⁴ PAYMENT EXAMPLE: The monthly payment on a 12 month term at 5.00% APR would be $85.61.

⁵ 7.5 year (90 mos.) New titled collateral (including business purpose titled transportation vehicles and equipment), $25,000 minimum loan amount, <$50,000 for business collateral.

NEFCU Online

Recreational Vehicle Loans

Enjoy the Outdoors, in Any Season!

On the Water

On the Road

On the Trail

Used Boats, Motorcycles, RVs, ATVs, and Snowmobiles borrow up to 110% of NADA value.

Recreational Loan Rates

Off-Road Vehicle Registration