Car Loans

  1. Easy Loan Application
  2. Fast Loan Decision
  3. Local, Expert Loan Officers
  1. Great Rates & Flexible Terms
  2. Auto Insurance & Payment Protection
  3. Refinancing Options

Drive Your New Car or Truck with Us

When you come to NEFCU for your next car loan (or first car loan!), you’ll find friendly people, attentive service, great rates, and flexible terms.

Is refinancing on your mind? Whether you want to lower your monthly payment or pay less in interest, we can help with your refi! You can refinance your auto loan 1 with us from another financial institution and receive 1% cash back (up to $200) 2 .

Buying a green vehicle?

If you’re buying a plug-in electric hybrid, electric, alternative fuel, or high-efficiency vehicle, save money with our Green Vehicle Loan.

Auto Loan Basics

Being an informed shopper is the best way to approach car buying. We can help with that!

Our Auto Loan Basics collection includes tips, details, and articles full of information that will help guide you from shopping to buying/financing to maintaining your new car. Shop smart!


1 Current loans need to be from another financial institution and in place for at least 60 days.

2 1% cash back based on loan amount refinanced. Amount deposited into a NEFCU Share account.

3 APR = Annual Percentage Rate. All rates shown are “as low as.” Be sure to check out the Car, Truck, and Home Equity Loan Rates for more details about rates, terms, and some important fine print. Your rate may vary from our posted rates based on your creditworthiness. Rates are subject to change.