Take control of your future — and save on your income taxes — by investing in a NEFCU Individual Retirement Account (IRA).
Choose from Roth, Coverdell Education Savings, SEP and Traditional IRAs. Save for your retirement, your child's post-secondary education or for your first house:
Your deposits are federally insured up to $250,000 per member by the National Credit Union Administration. Additional coverage may apply based on ownership of account.
Minimum to Open & Earn APY | Dividend Rate | Annual Percentage Yield | Alert Me | |
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IRA Share Account | $5 | .20% | .20% | |
Rates are subject to change after account opening. | ||||
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Type | Minimum to Open | Balance Tier | Dividend Rate | Annual Percentage Yield | Alert Me |
---|---|---|---|---|---|
18 month certificate | $5 | Under $25,000 | 1.00% | 1.00% | |
$25,000 and Over | 1.15% | 1.15% | |||
Rates are subject to change after account opening. Early withdrawal penalties may apply. | |||||
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Type | Minimum to Open & Earn APY | Balance Tier | Dividend Rate | Annual Percentage Yield | Alert Me |
---|---|---|---|---|---|
12 to 23 Months | $1,000 | Under $25,000 | .45% | .45% | |
$25,000 and Over | .60% | .60% | |||
24 to 35 Months | $1,000 | Under $25,000 | .60% | .60% | |
$25,000 and Over | .75% | .75% | |||
36 to 59 Months | $1,000 | Under $25,000 | .70% | .70% | |
$25,000 and Over | .85% | .85% | |||
60 Months & Above | $1,000 | Under $25,000 | .80% | .80% | |
$25,000 and Over | .95% | .95% | |||
Early withdrawal penalties may apply. | |||||
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