Rates in Vermont - New England Federal Credit Union

Mortgage Rates

Conventional	Rate	APR	Points
Mortgage Rates
30 Year Fixed Rate	6.875%	6.914%	0.000%
15 Year Fixed Rate	6.625%	6.687%	0.000%
5/1 Non-Conforming ARM Primary Residence	6.750%	7.519%	0.000%
DPA	Rate	APR	Points
30 Year Fixed HOME Down Payment Assistance	7.125%	7.143%	0.000%

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Loan Rates

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Table data for Auto
12-06-2023
	Models ¹	Term ²	APR ³	Payment Per $1,000
Fixed	2009 - New	30 months	5.50%	$35.75 ⁴

	2009 - New	42 months	6.20%	$26.55

	2009 - New	54 months	6.40%	$21.36

	2017 - New	66 months	6.85%	$18.23

	2017 - New	78 months	7.30%	$16.14

	2020 - New	90 months ⁵	7.75%	$14.69

Account Rates

Table data for VGreen Money Market Account
12-06-2023
Minimum Balance to Earn APY ⁶	Annual Percentage Yield	Alert Me
$1,000 – $49,999.99	1.81%

$50,000 – $99,999.99	2.27%

$100,000 – $249,999.99	2.63%

$250,000 – $499,999.99	3.14%

$500,000.00 and over	3.14%

APY = annual percentage yield. VGreen Money Market Accounts are tiered rate accounts. For these accounts, if the balance falls within the range for a particular tier, the dividend rate applicable to that tier will apply to the full balance in the account.

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Disclosures

¹ "New" is current model year or one model year old with less than 2500 miles

² Terms could be limited, depending upon your credit. Longer terms may be available please call for details.

³ APR: Annual Percentage Rate. Your rate could vary according to your credit and could change at time of funding.

⁴ PAYMENT EXAMPLE: The monthly payment on a 12-month term at 5.50% APR would be $85.84.

⁵ 7.5 year (90 mos.) New titled collateral (including business purpose titled transportation vehicles and equipment), $25,000 minimum loan amount, <$50,000 for business collateral.

⁶ APY: Annual Percentage Yield. Rates are subject to change after account opening.