Rates

Mortgage Rates

Conventional	Rate	APR	Points
Mortgage Rates
30 Year Fixed Rate	7.125%	7.164%	0.000%
15 Year Fixed Rate	7.125%	7.188%	0.000%
5/1 Non-Conforming ARM Primary Residence	6.875%	7.713%	0.000%
DPA	Rate	APR	Points
30 Year Fixed HOME Down Payment Assistance	7.375%	7.393%	0.000%

See All Mortgage & Home Equity Loan Rates

Apply for a Mortgage Loan

Lock Your Rate

Apply for a Home Equity Loan or Line

Crunch the Numbers

Loan Rates

See All Loan Rates

Apply for a Loan

Crunch the Numbers

Table data for Auto
09-22-2023
	Models ¹	Term ²	APR ³	Payment Per $1,000
Fixed	2009 - New	30 months	5.50%	$35.75 ⁴

	2009 - New	42 months	6.20%	$26.55

	2009 - New	54 months	6.40%	$21.36

	2017 - New	66 months	6.85%	$18.23

	2017 - New	78 months	7.30%	$16.14

	2020 - New	90 months ⁵	7.75%	$14.69

Account Rates

Table data for Power Account
09-22-2023
	Minimum to Open & Earn Annual Percentage Yield	Dividend Rate	Annual Percentage Yield ⁶
Average Balance of $1,000 - $49,999	$1,000	1.50%	1.51% ⁷

Average Balance of $50,000 - $99,999	$1,000	2.25%	2.27% ⁷

Average Balance of $100,000 - $249,999	$1,000	2.60%	2.63%

Average Balance of $250,000 - $499,999	$1,000	3.00%	3.04%

Average Balance of $500,000 and above	$1,000	3.00%	3.04%

See All Account Rates

Open a New Account

Crunch the Numbers

Disclosures

¹ "New" is current model year or one model year old with less than 2500 miles

² Terms could be limited, depending upon your credit. Longer terms may be available please call for details.

³ APR: Annual Percentage Rate. These rates are in effect as of August 4, 2023; your rate could vary according to your credit and could change at time of funding.

⁴ PAYMENT EXAMPLE: The monthly payment on a 12-month term at 5.50% APR would be $85.84.

⁵ 7.5 year (90 mos.) New titled collateral (including business purpose titled transportation vehicles and equipment), $25,000 minimum loan amount, <$50,000 for business collateral.

⁶ Rates are subject to change after account opening.

⁷ A minimum average daily balance of $1,000 must be maintained in your account each day to obtain the disclosed APY.

NEFCU Online

Rates

Mortgage Rates

Mortgage Rates

Loan Rates

Account Rates