Mortgages
Local Service & Member Satisfaction
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#1 Mortgage Provider in Vermont
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High Member Satisfaction
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Low Interest Rates
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Local Underwriting and Servicing
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Rate Lock Options
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Free Pre-Approval
Why Choose NEFCU for Your Mortgage Loan?
NEFCU is the smart choice when it comes to your mortgage financing. We can help make the experience smooth and satisfying. Whether your ready to get a pre-approval or looking to refinance, we can help. To get started, choose the Apply Now option below.
Find the Home Loan That’s Just Your Type
NEFCU mortgage lenders are experienced, local experts who will help you get the home financing that's right for you.
We offer loans for primary residences, land, new construction, veterans, jumbo mortgages, seasonal properties, and more.
Solutions for First-Time Homebuyers
There are many affordable programs available for first-time homebuyers in Vermont. NEFCU will help ensure that you get the loan that’s right for you.
You Will Love How Easy This Is
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Review our mortgage checklist
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Collect your documentation
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Complete our easy online application
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Lock your low rate
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Review process begins
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Free Pre-Approval
Get Started & Be Home!
It’s easy to get a great mortgage at a great rate with low fees. Our fees are less, our service is local, and our goal is to make you happy in your new home.
Refinance Your Existing Mortgage Loan
Are you interested in a better rate or different terms? Maybe you want to pay off high-rate credit cards, move to local servicing, or tackle a big home improvement project. A mortgage refi might be just the financing you need. Let’s talk about it and explore the possibilities!