Mortgages
Quick Mortgage Payment Calculator
What will my mortgage payment look like over the life of the loan?
Loan amount
Loan term (years)
15
30
Calculations use lowest possible rate, and your rate and/or payment may differ.
Local Service & Member Satisfaction
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#1 Mortgage Provider in Vermont
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High Member Satisfaction
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Local Underwriting and Servicing
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Free Pre-Approval
Why Choose NEFCU for Your Mortgage Loan?
NEFCU is the smart choice when it comes to your mortgage financing. We can help make the experience quick and stress free. Whether you're ready to get a pre-approval or looking to refinance, we can help. To get started, choose the Apply Now option below.
Find the Home Loan
that’s just your Type
NEFCU mortgage lenders are experienced, local experts who will help you get the home financing that's right for you.
We offer loans for primary residences, land, new construction, veterans, jumbo mortgages, seasonal properties, and more.
Solutions for First-Time Homebuyers
There are many affordable programs available for first-time homebuyers in Vermont. NEFCU will help ensure that you get the loan that’s right for you.
You will like how easy this is!
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Review our mortgage checklist
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Collect your documentation
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Review process begins
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Free Pre-Approval
Get Started & Be Home!
It’s easy to get a mortgage at a great rate with low fees. Our service is local, and our goal is to help you get into your new home.
Refinance Your Existing Mortgage Loan
Are you interested in a better rate or different terms? Maybe you want to pay off high-rate credit cards, move to local servicing, or tackle a big home improvement project. A mortgage refi might be just the financing you need. Let’s talk about it and explore the possibilities!
What Members Have To Say About Their NEFCU Mortgage
Straightforward, great guidance. Evelyn took care of multiple financial needs with care and ease. Been our bank of choice for 40 years.