Home Equity & Energy Smart Loans

Home Equity Loans & Lines of Credit

NEFCU offers home equity financing as a fixed-rate term loan or as a revolving line of credit. Choose the loan that is right for you.

Home Equity Plus

Take out this type of equity loan in a specific amount and repay over a set term.

Home Equity Lines of Credit

Borrow what you need when you need it. Repay by making monthly payments. A HELOC is a revolving line of credit, so as you pay down your balance due, your available credit increases.

MyChoice Mortgage

Pick Your Rate and Term!

We don’t choose the terms of your loan, you do! Just pick the interest rate or the loan term that works best for you. 

Energy Smart Loan

Save Energy. Save Money.

Energy Smart loans have terms that make it easy to afford improving your home’s energy efficiency. Install solar panels or other energy efficient appliances and systems, and save big on financing.

You’ll love the flexible payment options and the long list of qualifying products and services.