You do the buying or building. We'll do the financing!
Our Mortgage Officers are experienced, local experts who will help you to get the home financing that’s right for you
A primary residence is a 1-4 family residential property that is accessible and occupied year round by the owner/borrower and is the legal residence of the owner/borrower and which at the time of making the loan is used or intended to be used as a primary residence by the borrower within 60 days of closing.
A no down payment/equity loan for eligible Veterans purchasing or refinancing a Primary Residence.
Fixed rates for 10 or 30 year terms and Adjustable Rates for 30 year terms for any loan amount above $417,000. Minimum down payment of 5-10% depending on loan size.
Seasonal properties are single family residential properties occupied by the owner, accessible and usable only during a portion of the year, serviced by normal utilities and waste disposal systems and are not the legal residence of the owner/borrower. Rental income cannot be used for qualifying.
Fixed and adjustable rate options with 10-30 year terms for 1-4 unit rental properties. Minimum 20-30% down payment.
Adjustable rate with 20 year amortization and 10 year balloon. Minimum 20-35% down payment depending on use of land.
Fixed rate with 6-12 month term. Permanent financing available when construction is complete. Minimum 10% down payment.
A mobile home on owned land is eligible for our residential programs. The mobile home must be dated 1976 or newer.