The Step-Up Certificate offers a fixed rate for a term of 39 months. Should dividend rates rise during the term of your Certificate, you’ll have a one-time option to “Step Up” to the higher rate (the prevailing 3-5 year certificate rate) for the remainder of the term.

To request the one-time increase, call us at 800.400.8790 or visit a branch.

NEFCU is offering a 4.0%* 30-year fixed rate (4.008% APR) on an FHA loan. FHA loans can be used to purchase or refinance a primary residence with low down payment and flexible underwriting guidelines.

* Rate quoted above is subject to change without notice, and is effective September 25, 2018. NEFCU NMLS #446767

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