Featured Rates

Auto Loans

As low as


APR on new and used autos


Explorer Rewards Card




30 year fixed rate



Step-Up Certificate

39 month special



Feed A Family Holiday Food Drive

We are pleased to sponsor the Feed a Family Holiday Food Drive to benefit the Chittenden Emergency Food Shelf! The Drive begins Monday, November 19, and NEFCU has drop off containers at the Harvest Lane, Pearl Street, and Shelburne Road branches. The Drive ends on November 29.

NEFCU offices will close at 5 pm on Wednesday, November 21, unless regular closing hours are earlier. On Thursday, November 22, all offices will be closed for Thanksgiving Day. On Friday, November 23, Harvest Lane, Pearl Street, Shelburne Road, St. Albans, Loan Center, and Contact Center will be open. Our GLOBALFOUNDRIES and UVM Medical Center offices will be closed.

You can access your accounts 24/7 with Mobile Banking, NEFCUOnline, Text Messaging, ATMs or by calling Accountline.

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Start saving today with a 39-Month "Step-Up" Certificate

The Step-Up Certificate offers a fixed rate for a term of 39 months. Should dividend rates rise during the term of your Certificate, you’ll have a one-time option to “Step Up” to the higher rate (the prevailing 3-5 year certificate rate) for the remainder of the term.

To request the one-time increase, call us at 800.400.8790 or visit a branch.

White house in the fall

Thinking about an FHA Loan?

NEFCU is offering a 4.0%* 30-year fixed rate (4.008% APR) on an FHA loan. FHA loans can be used to purchase or refinance a primary residence with low down payment and flexible underwriting guidelines.

* Rate quoted above is subject to change without notice, and is effective September 25, 2018. NEFCU NMLS #446767


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Seminars at NEFCU

NEFCU Seminars

NEFCU Financial Group Seminars


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Fuel Assistance Loan

If you need assistance covering the cost of home heating fuel this winter, let us help.

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Careers at NEFCU

Are you looking for a company who offers generous benefits, competitive pay and career development within a professional work environment? If so, take a look at our job opportunities.