Personal & Lifestyle Loans

How Can We Help?

  • Home or Auto Repairs
  • Fuel Expenses
  • Income Taxes
  • Dental or Vision Procedures
  • Wedding Expenses
  • Debt Consolidation or Holiday Loan

Abouts Personal & Lifestyle Loans

Personal Loans

Use a Personal Loan or Line of Credit to take care of small debts, debt consolidation, or as an overdraft line of credit. Special-purpose Personal Loans are available, too.

Lifestyle Loans

Lifestyle loans can help you pay for life’s major expenses: weddings, adoption/childbearing, elective medical procedures, veterinary care, and more.

Personal Loans

We also have special-purpose Personal Loans at reduced rates for certain loan purposes. Get in touch if you have questions. Let us know if you have questions.

  • Modest home improvements
  • Unexpected auto repairs or regular maintenance expenses
  • Fuel expenses for oil, propane, wood pellets and cordwood
  • Holiday expenses
  • State and/or Federal income taxes

Lifestyle Loans

Lifestyle Loans are made available quickly, with flexible repayment terms based on the amount borrowed. We even take care of the loan part by directly paying the service provider, so you can take care of the life part.

  • Adoption or childbearing expenses
  • Cosmetic surgery, including weight loss procedures
  • Dental procedures
  • Educational/Recreational camp expenses
  • Lasik eye surgery
  • Veterinary expenses
  • Wedding expenses

MyConsolidator Loan

Combine your monthly payments, like credit cards, personal loans, and medical bills, into one with NEFCU’s MyConsolidator Loan.

  • Rates as low as 5.99%*
  • Up to $50,000
  • Up to 84-month term
  • One monthly payment; One interest rate

If you have questions, please contact us at 866.80.LOANS.

*APR = Annual Percentage Rate. Funds are paid to the Service Provider. Uses of funds are limited, please call for details. Your rate could vary according to your credit and subject to change. Rate quoted is effective October 1, 2021.

MyRenovator Loan

Get your home improvement projects started with low-cost financing.

Home projects are never ending, and with so many options to do it yourself or hire the pros, NEFCU has the loan to get you on the path to new ideas. MyRenovator loan doesn't require having equity in your home, which is a great option for start-up projects. Projects could include:

Remodeling | Kitchen | Bath | Living Room | Basement

Replacing | Windows | Doors | Roof | Gutters

Upgrading | Deck | Stairs | Fireplace | Addition

  • Rates as low as 6.99%*
  • Up to $50,000
  • Up to 120-month term

If you have questions, please contact us at 866.80.LOANS.

*APR = Annual Percentage Rate. Funds are paid to the Service Provider. Uses of funds are limited, please call for details. Your rate could vary according to your credit and subject to change. Rate quoted is effective October 1, 2021.