NEFCU VISA^® Rewards

1 Earning Points

Earn points when you or an authorized user use a NEFCU VIsa Rewards card to make purchases of products and/or services (not valid on returns or refunds). You will receive reward points for all balance transfers, but not on cash advances.

2 Using Your Points

You can redeem your points for cash starting at 1,000 points. This can be done through an account statement credit or deposit into an eligible checking or savings account held by NEFCU. When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 1,000 points equals $10.00 in redemption value.

3 Losing Points

Rewards expire on the last day of the year, December 31, and will expire after three years if not redeemed. Rewards are reported on the monthly statement as follows:

• Reward Points Prior Statement
• Reward Points Earned This Statement
• Reward Points Adjusted This Statement
• Redeemed Reward Points This Month
• Total Reward Points Available
• Reward Points Due to Expire

If you close your account without redeeming your points, or the Credit Union closes your account due to delinquency, your rewards are forfeited.