Mortgage Rates |
|||
Conventional |
Rate |
APR |
Points |
---|---|---|---|
30 Year Fixed Rate | 7.125% | 7.164% | 0.000% |
15 Year Fixed Rate | 7.125% | 7.188% | 0.000% |
5/1 Non-Conforming ARM Primary Residence | 6.875% | 7.713% | 0.000% |
DPA |
Rate |
APR |
Points |
30 Year Fixed HOME Down Payment Assistance | 7.375% | 7.393% | 0.000% |
Annual Percentage Rate 1 | Index 2 | Margin | Loan to Value 3 | Alert Me |
---|---|---|---|---|
8.00% | 8.50% | - 0.50 | up to 80% | Receive a notification when this rate changes |
9.50% | 8.50% | +1.00 | 80.01% - 90% | Receive a notification when this rate changes |
*APR: Annual Percentage Rate. Generally, fees paid by NEFCU. If appraisal required, member-paid fees may range from $350 to $600. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. | ||||
|
Annual Percentage Rate 4 | Term | Monthly Payment per $1000 5 | Loan to Value 3 | Alert Me |
---|---|---|---|---|
6.50% 6 | 5 years | $19.57 | up to 80% | |
7.50% 6 | 10 years | $11.87 | up to 80% | |
7.99% 6 | 15 years | $9.55 | up to 80% | |
Generally, fees paid by NEFCU. If appraisal required, member-paid fees may range from $350 to $600. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. | ||||
|
Annual Percentage Rate 4 | Term | Monthly Payment per $1000 5 | Loan to Value 3 | Alert Me |
---|---|---|---|---|
7.50% 6 | 5 years | $20.04 | up to 90% | |
8.50% 6 | 10 years | $12.40 | up to 90% | |
8.99% 6 | 15 years | $10.14 | up to 90% | |
Generally, fees paid by NEFCU. If appraisal required, member-paid fees may range from $350 to $600. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. CLTV is Combined Loan-to-Value ratio. | ||||
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1 All rates quoted are subject to change monthly, the maximum interest rate is 18% and the minimum interest rate is 4.50%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit.
2 The Index is the Prime Rate published in the Wall Street Journal on the last Wednesday of each month.
3 Maximum loan to values may vary based on market conditions. Up to 90% LTV with a current appraisal. Other restrictions may apply. Call a loan officer for further details.
4 These are our posted rates; your rate could vary according to your credit.
5 The payment amount may be higher if escrows for property taxes, homeowner's insurance or mortgage insurance are applicable.
6 Fixed Rate