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Mortgage & Home Equity Rates
Mortgage Rates
Mortgage Rates |
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Conventional |
Rate |
APR |
Points |
|---|---|---|---|
| 30 Year Fixed Rate | 7.125% | 7.184% | 0.000% |
| 15 Year Fixed Rate | 6.875% | 6.969% | 0.000% |
| 5/1 Non-Conforming ARM Primary Residence | 6.625% | 7.488% | 0.000% |
DPA |
Rate |
APR |
Points |
| 30 Year Fixed HOME Down Payment Assistance | 7.375% | 7.393% | 0.000% |
Home Equity Rates
| Annual Percentage Rate 1 | Index 2 | Margin | Loan to Value 3 | Alert Me |
|---|---|---|---|---|
| 8.00% | 8.50% | - 0.50 | up to 80% | Receive a notification when this rate changes |
| 9.50% | 8.50% | +1.00 | 80.01% - 90% | Receive a notification when this rate changes |
| *APR: Annual Percentage Rate. Generally, fees paid by NEFCU. If appraisal required, member-paid fees may range from $350 to $600. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. | ||||
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| Annual Percentage Rate 4 | Term | Monthly Payment per $1000 5 | Loan to Value 3 | Alert Me |
|---|---|---|---|---|
| 6.50% 6 | 5 years | $19.57 | up to 80% | |
| 7.50% 6 | 10 years | $11.87 | up to 80% | |
| 7.99% 6 | 15 years | $9.55 | up to 80% | |
| Generally, fees paid by NEFCU. If appraisal required, member-paid fees may range from $350 to $600. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. | ||||
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| Annual Percentage Rate 4 | Term | Monthly Payment per $1000 5 | Loan to Value 3 | Alert Me |
|---|---|---|---|---|
| 7.50% 6 | 5 years | $20.04 | up to 90% | |
| 8.50% 6 | 10 years | $12.40 | up to 90% | |
| 8.99% 6 | 15 years | $10.14 | up to 90% | |
| Generally, fees paid by NEFCU. If appraisal required, member-paid fees may range from $350 to $600. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. CLTV is Combined Loan-to-Value ratio. | ||||
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