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You do the buying or building.
We’ll do the financing!
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Our Mortgage Officers are experienced, local experts who will help you to get the home financing that’s right for you.
It is never too early to start the pre-approval process!
If you are thinking about purchasing a home in the next 6 months, plan to meet with your lender as soon as possible.
Being prepared with a pre-approval will cut weeks off of your search for a home.
| Owner/Borrower |
A primary residence is the legal residence of the owner/borrower and which is intended to be used as a primary residence by the borrower within 60 days of closing.
| Eligible Veterans |
A no down payment/equity loan for eligible Veterans purchasing or refinancing a Primary Residence.
| Fixed & Adjustable Rates |
Fixed rates for 10 or 30-year terms and Adjustable Rates for 30-year terms for a loan amount above $726,200. Minimum down payment of 5-10% depending on loan size. Servicing of loan will stay with NEFCU after closing
| Adjustable Rates |
Adjustable rate with 20 year amortization and 10 year balloon.
Minimum 20-35% down payment depending on use of land.
| Fixed Rates |
Fixed rate with 6-12 month term. Permanent financing available when construction is complete.
Minimum 10% down payment.
| Fixed & Adjustable Rates |
Fixed and adjustable rate options with 10-30 year terms for 1-4 unit rental properties. Minimum 20-30% down payment.
| Single Family Residential |
Seasonal properties are single family residential properties occupied by the owner and are not the legal residence of the owner/borrower.