You do the buying or building. We’ll do the financing!
Our Mortgage Officers are experienced, local experts who will help you to get the home financing that’s right for you. It is never too early to start the pre-approval process!
If you are thinking about purchasing a home in the next 6 months, plan to meet with your lender as soon as possible. Being prepared with a pre-approval will cut weeks off of your search for a home.
Meet the Mortgage Loan Officers
A primary residence is the legal residence of the owner/borrower and which is intended to be used as a primary residence by the borrower within 60 days of closing.
A no down payment/equity loan for eligible Veterans purchasing or refinancing a Primary Residence.
Fixed rates for 10 or 30-year terms and Adjustable Rates for 30-year terms for a loan amount above $647,200. Minimum down payment of 5-10% depending on loan size. Servicing of loan will stay with NEFCU after closing.
Adjustable rate with 20 year amortization and 10 year balloon. Minimum 20-35% down payment depending on use of land.
Fixed rate with 6-12 month term. Permanent financing available when construction is complete. Minimum 10% down payment.
Fixed and adjustable rate options with 10-30 year terms for 1-4 unit rental properties. Minimum 20-30% down payment.
Seasonal properties are single family residential properties occupied by the owner and are not the legal residence of the owner/borrower.